CONSOLIDATED STATEMENT OF CASH FLOWS (UNAUDITED) (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 3,449	$ 2,830
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	105	225
Depreciation and amortization	105	142
Amortization and accretion of investment securities	595	439
Deferred income taxes	42	34
Investment securities gains, net	(108)	(120)
Earnings on bank owned life insurance	(124)	(121)
Originations of loans held for sale	(4,404)	(3,045)
Proceeds from sales of loans held for sale	4,458	3,086
Realized gains on loans sold	(54)	(41)
Increase in accrued interest receivable	(684)	(598)
Decrease in accrued interest payable	(192)	(189)
Other, net	925	795
Net cash provided by operating activities	4,113	3,437
Available-for-sale securities:
Proceeds from sales	11,236	3,189
Proceeds from maturity and principal repayments of securities	26,048	7,557
Purchase of securities	(81,628)	(44,025)
Proceeds from redemption of regulatory stock	25	175
Purchase of regulatory stock	(1,405)	0
Net (increase) decrease in loans	(3,841)	6,384
Purchase of premises and equipment	(33)	(63)
Proceeds from sale of foreclosed assets held for sale	108	81
Net cash used in investing activities	(49,490)	(26,702)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in deposits	8,833	23,818
Proceeds from long-term borrowings	5	5
Repayments of long-term borrowings	(109)	0
Net increase in short-term borrowed funds	18,990	1,114
Purchase of treasury and restricted stock	(81)	(361)
Dividends paid	(856)	(752)
Net cash provided by financing activities	26,782	23,824
Net (decrease) increase in cash and cash equivalents	(18,595)	559
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	30,432	43,995
CASH AND CASH EQUIVALENTS AT END OF PERIOD	11,837	44,554
Supplemental Disclosures of Cash Flow Information:
Interest paid	2,271	2,722
Income taxes paid	210	0
Loans transferred to foreclosed property	$ 72	$ 335