CONSOLIDATED STATEMENT OF INCOME (UNAUDITED) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
INTEREST INCOME:
Interest and fees on loans	$ 7,465	$ 7,395
Interest-bearing deposits with banks	5	22
Investment securities:
Taxable	1,197	1,172
Nontaxable	954	865
Dividends	16	15
TOTAL INTEREST INCOME	9,637	9,469
INTEREST EXPENSE:
Deposits	1,666	2,088
Borrowed funds	413	445
TOTAL INTEREST EXPENSE	2,079	2,533
NET INTEREST INCOME	7,558	6,936
Provision for loan losses	105	225
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	7,453	6,711
NON-INTEREST INCOME:
Service charges	1,078	945
Trust	173	157
Brokerage and insurance	150	95
Investment securities gains, net	108	120
Gains on loans sold	54	41
Earnings on bank owned life insurance	124	121
Other	156	140
TOTAL NON-INTEREST INCOME	1,843	1,619
NON-INTEREST EXPENSES:
Salaries and employee benefits	2,753	2,515
Occupancy	310	390
Furniture and equipment	106	117
Professional fees	268	157
FDIC insurance	123	250
Pennsylvania shares tax	166	147
Other	1,129	1,204
TOTAL NON-INTEREST EXPENSES	4,855	4,780
Income before provision for income taxes	4,441	3,550
Provision for income taxes	992	720
NET INCOME	$ 3,449	$ 2,830
PER COMMON SHARE DATA:
Net Income - Basic	$ 1.19	$ 0.97
Net Income - Diluted	$ 1.19	$ 0.97
CASH DIVIDENDS PER SHARE (in dollars per share)	$ 0.295	$ 0.260