CONSOLIDATED BALANCE SHEET (UNAUDITED) (USD $) In Thousands, unless otherwise specified	Mar. 31, 2012	Dec. 31, 2011
Cash and due from banks:
Noninterest-bearing	$ 11,835	$ 9,960
Interest-bearing	2	20,472
Total cash and cash equivalents	11,837	30,432
Available-for-sale securities	362,148	318,823
Loans (net of allowance for loan losses: 2012, $6,545 and 2011, $6,487)	484,747	481,022
Premises and equipment	11,582	11,702
Accrued interest receivable	4,305	3,621
Goodwill	10,256	10,256
Bank owned life insurance	13,794	13,669
Other assets	10,757	9,042
TOTAL ASSETS	909,426	878,567
Deposits:
Noninterest-bearing	89,806	85,605
Interest-bearing	653,020	648,388
Total deposits	742,826	733,993
Borrowed funds	72,768	53,882
Accrued interest payable	1,320	1,512
Other liabilities	8,736	7,712
TOTAL LIABILITIES	825,650	797,099
STOCKHOLDERS' EQUITY:
Preferred Stock $1.00 par value; authorized 3,000,000 shares March 31, 2012 and December 31, 2011; none issued in 2012 or 2011	0	0
Common stock $1.00 par value; authorized 15,000,000 shares; issued 3,132,866 at March 31, 2012 and December 31, 2011	3,133	3,133
Additional paid-in capital	15,445	15,313
Retained earnings	65,931	63,337
Accumulated other comprehensive income	4,612	4,949
Treasury stock, at cost: 232,433 shares at March 31, 2012and 230,203 shares at December 31, 2011	(5,345)	(5,264)
TOTAL STOCKHOLDERS' EQUITY	83,776	81,468
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 909,426	$ 878,567