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Consolidated Balance Sheet (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2011
Dec. 31, 2010
Cash and cash equivalents:    
Noninterest-bearing $ 9,960 $ 9,541
Interest-bearing 20,472 34,454
Total cash and cash equivalents 30,432 43,995
Available-for-sale securities 318,823 251,303
Loans (net of allowance for loan losses: 2011, $6,487; 2010, $5,915) 481,022 467,602
Premises and equipment 11,702 12,503
Accrued interest receivable 3,621 3,455
Goodwill 10,256 10,256
Bank owned life insurance 13,669 13,171
Other assets 9,042 10,241
TOTAL ASSETS 878,567 812,526
Deposits:    
Noninterest-bearing 85,605 75,589
Interest-bearing 648,388 605,122
Total deposits 733,993 680,711
Borrowed funds 53,882 55,996
Accrued interest payable 1,512 1,779
Other liabilities 7,712 5,350
TOTAL LIABILITIES 797,099 743,836
STOCKHOLDERS' EQUITY:    
Preferred Stock $1.00 par value; authorized 3,000,000 shares 2011 and 2010; none issued in 2011 or 2010 0 0
Common Stock $1.00 par value; authorized 15,000,000 shares 2011 and 2010; issued 3,132,866 and 3,104,434 shares in 2011 and 2010, respectively 3,133 3,104
Additional paid-in capital 15,313 14,235
Retained earnings 63,337 54,932
Accumulated other comprehensive income 4,949 1,054
Treasury stock, at cost:230,203 and 212,067 shares for 2011 and 2010, respectively (5,264) (4,635)
TOTAL STOCKHOLDERS' EQUITY 81,468 68,690
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY $ 878,567 $ 812,526