Consolidated Balance Sheet (Unaudited) (USD $) In Thousands	Sep. 30, 2011	Dec. 31, 2010
Cash and due from banks:
Noninterest-bearing	$ 10,761	$ 9,541
Interest-bearing	24,050	34,454
Total cash and cash equivalents	34,811	43,995
Available-for-sale securities	303,239	251,303
Loans (net of allowance for loan losses: 2011, $6,323 and 2010, $5,915)	472,289	467,602
Premises and equipment	11,819	12,503
Accrued interest receivable	3,980	3,455
Goodwill	10,256	10,256
Bank owned life insurance	13,542	13,171
Other assets	9,252	10,241
TOTAL ASSETS	859,188	812,526
Deposits:
Noninterest-bearing	80,557	75,589
Interest-bearing	638,988	605,122
Total deposits	719,545	680,711
Borrowed funds	52,845	55,996
Accrued interest payable	1,539	1,779
Other liabilities	6,397	5,350
TOTAL LIABILITIES	780,326	743,836
STOCKHOLDERS' EQUITY:
Preferred Stock $1.00 par value; authorized 3,000,000 shares September 30, 2011 and December 31, 2010; none issued in 2011 or 2010	0	0
Common stock $1.00 par value; authorized 15,000,000 shares; issued 3,132,866 at September 30, 2011 and 3,104,434 shares at December 31, 2010	3,133	3,104
Additional paid-in capital	15,320	14,235
Retained earnings	60,936	54,932
Accumulated other comprehensive income	4,533	1,054
Treasury stock, at cost: 224,209 shares at September 30, 2011 and 212,067 shares at December 31, 2010	(5,060)	(4,635)
TOTAL STOCKHOLDERS' EQUITY	78,862	68,690
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 859,188	$ 812,526