Consolidated Statement of Cash Flows (Unaudited) (USD $) In Thousands	6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 5,977	$ 5,673
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	375	540
Depreciation and amortization	272	241
Amortization and accretion of investment securities	940	355
Deferred income taxes	192	(33)
Investment securities gains, net	(234)	(99)
Earnings on bank owned life insurance	(245)	(249)
Stock award compensation	207	157
Originations of loans held for sale	(5,316)	(3,204)
Proceeds from sales of loans held for sale	5,391	3,252
Increase in accrued interest receivable	(262)	(87)
Decrease in accrued interest payable	(223)	(250)
Other, net	(237)	(975)
Net cash provided by operating activities	6,837	5,321
Available-for-sale securities:
Proceeds from sales of available-for-sale securities	7,821	8,871
Proceeds from maturity and principal repayments of securities	32,063	22,995
Purchase of securities	(72,496)	(48,931)
Proceeds from redemption of regulatory Stock	312	0
Net increase in loans	(3,925)	(17,066)
Purchase of premises and equipment	(65)	(788)
Purchase of land for potential future expansion	(545)	0
Proceeds from sale of foreclosed assets held for sale	371	606
Net cash used in investing activities	(36,464)	(34,313)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in deposits	32,416	41,104
Proceeds from long-term borrowings	9	1,159
Repayments of long-term borrowings	(1,000)	(3,310)
Net increase in short-term borrowed funds	403	799
Purchase of treasury and restricted stock	(360)	(374)
Dividends paid	(1,404)	(1,451)
Net cash provided by financing activities	30,064	37,927
Net increase in cash and cash equivalents	437	8,935
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	43,995	31,449
CASH AND CASH EQUIVALENTS AT END OF PERIOD	44,432	40,384
Supplemental Disclosures of Cash Flow Information:
Interest paid	5,245	6,192
Income taxes paid	1,300	1,675
Loans transferred to foreclosed property	490	1,091
Premises and equipment transferred to other assets	282	0
Investments purchased and not settled included in other liabilities	$ 2,085	$ 0