Consolidated Statement of Income (Unaudited) (USD $) In Thousands, except Share data	3 Months Ended		6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2011	Jun. 30, 2010
INTEREST INCOME:
Interest and fees on loans	$ 7,463	$ 7,752	$ 14,858	$ 15,486
Interest-bearing deposits with banks	20	17	42	31
Investment securities:
Taxable	1,176	1,264	2,348	2,599
Nontaxable	892	727	1,757	1,368
Dividends	14	7	29	13
TOTAL INTEREST INCOME	9,565	9,767	19,034	19,497
INTEREST EXPENSE:
Deposits	2,046	2,519	4,134	5,061
Borrowed funds	443	439	888	880
TOTAL INTEREST EXPENSE	2,489	2,958	5,022	5,941
NET INTEREST INCOME	7,076	6,809	14,012	13,556
Provision for loan losses	150	235	375	540
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	6,926	6,574	13,637	13,016
NON-INTEREST INCOME:
Service charges	1,002	937	1,843	1,790
Trust	146	135	303	281
Brokerage and insurance	123	141	218	223
Investment securities gains, net	114	35	234	99
Earnings on bank owned life insurance	124	125	245	249
Other	163	151	344	272
TOTAL NON-INTEREST INCOME	1,672	1,524	3,187	2,914
NON-INTEREST EXPENSES:
Salaries and employee benefits	2,518	2,416	5,033	4,857
Occupancy	329	297	719	603
Furniture and equipment	106	111	223	217
Professional fees	172	153	329	333
FDIC insurance	250	217	500	454
Other	1,209	1,162	2,456	2,220
TOTAL NON-INTEREST EXPENSES	4,584	4,356	9,260	8,684
Income before provision for income taxes	4,014	3,742	7,564	7,246
Provision for income taxes	867	815	1,587	1,573
NET INCOME	$ 3,147	$ 2,927	$ 5,977	$ 5,673
Earnings Per Share	$ 1.09	$ 1.01	$ 2.07	$ 1.96
Cash Dividends Per Share	$ 0.265	$ 0.255	$ 0.525	$ 0.505
Weighted average number of shares outstanding	2,887,276	2,898,480	2,888,094	2,898,571