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Consolidated Balance Sheet (Unaudited) (USD $)
In Thousands
Jun. 30, 2011
Dec. 31, 2010
Cash and due from banks:    
Noninterest-bearing $ 11,318 $ 9,541
Interest-bearing 33,114 34,454
Total cash and cash equivalents 44,432 43,995
Available-for-sale securities 288,610 251,303
Loans (net of allowance for loan losses:2011, $6,163 and 2010, $5,915) 470,749 467,602
Premises and equipment 11,956 12,503
Accrued interest receivable 3,717 3,455
Goodwill 10,256 10,256
Bank owned life insurance 13,416 13,171
Other assets 9,846 10,241
TOTAL ASSETS 852,982 812,526
Deposits:    
Noninterest-bearing 80,545 75,589
Interest-bearing 632,582 605,122
Total deposits 713,127 680,711
Borrowed funds 55,408 55,996
Accrued interest payable 1,556 1,779
Other liabilities 7,592 5,350
TOTAL LIABILITIES 777,683 743,836
STOCKHOLDERS' EQUITY:    
Preferred Stock $1.00 par value; authorized 3,000,000 shares June 30, 2011 and December 31, 2010;none issued in 2011 or 2010 0 0
Common stock $1.00 par value; authorized 15,000,000 shares; issued 3,104,434 shares at June 30, 2011 and December 31, 2010, respectively 3,104 3,104
Additional paid-in capital 14,295 14,235
Retained earnings 59,393 54,932
Accumulated other comprehensive income 3,244 1,054
Treasury stock, at cost: 214,942 shares at June 30, 2011and 212,067 shares at December 31, 2010 (4,737) (4,635)
TOTAL STOCKHOLDERS' EQUITY 75,299 68,690
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY $ 852,982 $ 812,526