CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
OPERATING ACTIVITIES
Net income	$ 4,773	$ 4,253
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	138	50
Depreciation and amortization	518	533
Net premium amortization on securities	1,398	1,742
Deferred income tax expense	113	128
Gains on sales of mortgage loans	(115)	(67)
Proceeds from sales of mortgage loans originated for resale	3,768	3,722
Originations of mortgage loans originated for resale	(3,960)	(4,715)
Net securities gains	(195)	(37)
Net losses on sales of foreclosed real estate held for resale, including write-downs	20	23
Decrease in accrued interest receivable	107	58
Earnings on investment in bank owned life insurance	(309)	(297)
Net (losses) gains on disposals of premises and equipment	4	(17)
Increase in other assets	(1,862)	(95)
Amortization of investment in real estate ventures	177	347
(Decrease) increase in accrued interest payable	(46)	190
Increase in other liabilities	1,583	89
NET CASH PROVIDED BY OPERATING ACTIVITIES	6,112	5,907
INVESTING ACTIVITIES
Proceeds from sales of debt securities available-for-sale	32,374	14,038
Proceeds from maturities and redemptions of debt securities available-for-sale	11,185	11,874
Purchases of debt securities available-for-sale	(25,917)	(24,178)
Net change in restricted investment in bank stocks	2,207	(2,521)
Net increase in loans	(5,450)	(25,058)
Purchases of premises and equipment	(334)	(200)
Purchase of investment in real estate venture	(85)	0
Proceeds from sales of foreclosed assets held for resale	248	114
NET CASH PROVIDED BY (USED IN) INVESTING ACTIVITIES	14,228	(25,931)
FINANCING ACTIVITIES
Net increase (decrease) in deposits	35,172	(53,112)
Net (decrease) increase in short-term borrowings	(54,294)	86,716
Proceeds from long-term borrowings	10,000	0
Repayment of long-term borrowings	(10,000)	(10,000)
Common stock issued	596	609
Dividends paid	(3,117)	(3,091)
NET CASH (USED IN) PROVIDED BY FINANCING ACTIVITIES	(21,643)	21,122
(DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS	(1,303)	1,098
CASH AND CASH EQUIVALENTS, BEGINNING	10,950	8,739
CASH AND CASH EQUIVALENTS, ENDING	9,647	9,837
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION
Interest paid	5,336	3,575
Income taxes paid	263	233
SUPPLEMENTAL DISCLOSURE OF NON-CASH ACTIVITIES
Loans transferred to foreclosed assets held for resale	0	142
Lease liabilities arising from obtaining operating lease right-of-use assets	$ 121	$ 0