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REGULATORY MATTERS (Tables)
 12 Months Ended
Dec. 31, 2016
Regulatory Matters [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]
As of December 31, 2016, the most recent notification from the Federal Deposit Insurance Corporation categorized the Bank as Well Capitalized under the regulatory framework for prompt corrective action. To be categorized as Well Capitalized, the Bank must maintain minimum total risk-based, tier I risk-based, common equity tier 1 risk-based and tier I leverage ratios as set forth in the table. There are no conditions or events since the notification that management believes have changed the Bank’s category.
 
(Dollars in thousands)
 
 
 
 
 
 
 
Minimum
 
To Be Well
 
 
 
 
 
 
 
 
 
Capital
 
Capitalized
 
 
 
 
 
 
 
For Capital
 
Adequacy
 
Under Prompt
 
 
 
 
 
 
 
Adequacy
 
with Capital
 
Corrective
 
 
 
Actual
 
Purposes
 
Buffer
 
Action Provisions
 
 
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
 
As of December 31, 2016:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital (to Risk-Weighted Assets)
 
$
91,371
 
 
14.24
%
$
51,344
 
 
8.00
%
$
55,355
 
 
8.625
%
$
64,180
 
 
10.00
%
Tier I Capital (to Risk-Weighted Assets)
 
$
83,812
 
 
13.06
%
$
38,508
 
 
6.00
%
$
42,519
 
 
6.625
%
$
51,344
 
 
8.00
%
Common Equity Tier 1 Capital (to Risk-Weighted Asserts)
 
$
83,812
 
 
13.06
%
$
28,881
 
 
4.50
%
$
32,894
 
 
5.125
%
$
41,717
 
 
6.50
%
Tier I Capital (to Average Assets)
 
$
83,812
 
 
8.67
%
$
38,669
 
 
4.00
%
$
38,669
 
 
4.000
%
$
48,336
 
 
5.00
%
 
(Dollars in thousands)
 
 
 
 
 
Minimum
 
To Be Well
 
 
 
 
 
 
 
Capital
 
Capitalized
 
 
 
 
 
For Capital
 
Adequacy
 
Under Prompt
 
 
 
 
 
Adequacy
 
with Capital
 
Corrective
 
 
 
Actual
 
Purposes
 
Buffer
 
Action Provisions
 
 
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
 
As of December 31, 2015:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital (to Risk-Weighted Assets)
 
$
87,605
 
 
13.76
%
$
50,951
 
 
8.00
%
 
 
N/A
 
 
N/A
 
$
63,689
 
 
10.00
%
Tier I Capital (to Risk-Weighted Assets)
 
$
80,682
 
 
12.67
%
$
38,213
 
 
6.00
%
 
 
N/A
 
 
N/A
 
$
50,951
 
 
8.00
%
Common Equity Tier 1 Capital (to Risk-Weighted Asserts)
 
$
80,682
 
 
12.67
%
$
28,660
 
 
4.50
%
 
 
N/A
 
 
N/A
 
$
41,398
 
 
6.50
%
Tier I Capital (to Average Assets)
 
$
80,682
 
 
8.46
%
$
38,123
 
 
4.00
%
 
 
N/A
 
 
N/A
 
$
47,665
 
 
5.00
%