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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
INTEREST INCOME      
Interest and fees on loans $ 21,952 $ 21,607 $ 20,545
Interest and dividend income on investment securities:      
Taxable 5,507 6,464 7,781
Tax-exempt 3,829 3,131 2,366
Dividends 65 62 69
Dividend income on restricted investment in bank stocks 253 415 252
Interest on interest-bearing deposits in other banks 37 32 6
Total interest income 31,643 31,711 31,019
INTEREST EXPENSE      
Interest on deposits 3,425 3,159 2,953
Interest on short-term borrowings 318 264 215
Interest on long-term borrowings 1,539 1,543 1,284
Total interest expense 5,282 4,966 4,452
Net interest income 26,361 26,745 26,567
Provision for loan losses 2,083 2,277 433
Net interest income after provision for loan losses 24,278 24,468 26,134
NON-INTEREST INCOME      
Trust department 840 877 921
Service charges and fees 1,786 1,773 1,614
Bank owned life insurance income 651 664 680
ATM fees and debit card income 1,304 1,224 1,123
Gains on sales of mortgage loans 358 548 284
Net investment securities gains 1,764 2,131 2,756
Impairment charges on equity securities 0 (14) 0
Gains from life insurance proceeds 458 0 0
Other 226 494 524
Total non-interest income 7,387 7,697 7,902
NON-INTEREST EXPENSE      
Salaries and employee benefits 10,484 11,012 11,475
Occupancy, net 1,747 1,813 1,834
Furniture and equipment 555 602 585
Computer expense 959 827 1,072
Professional services 657 609 615
Pennsylvania shares tax 700 712 635
FDIC insurance 482 532 505
ATM and debit card fees 651 600 578
Data processing fees 557 571 300
Foreclosed assets held for resale expense 289 111 80
Advertising 390 476 569
Other 2,877 3,157 2,960
Total non-interest expense 20,348 21,022 21,208
Income before income tax expense 11,317 11,143 12,828
Income tax expense 1,845 1,971 2,617
NET INCOME $ 9,472 $ 9,172 $ 10,211
Net income per share:      
Basic $ 1.68 $ 1.64 $ 1.84
Diluted 1.68 1.64 1.84
Dividends per share $ 1.08 $ 1.08 $ 1.05