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LOANS (Schedule of Allowance for Loan Losses) (Details) (USD $)
In Thousands, unless otherwise specified
3 Months Ended 12 Months Ended
Mar. 31, 2013
Dec. 31, 2012
LOANS [Abstract]    
Balance at beginning of period $ 5,772 $ 5,929
Provision charged to operations 400 1,600
Loans charged off (282) (1,832)
Recoveries 12 75
Balance at end of period $ 5,902 $ 5,772