CONSOLIDATED BALANCE SHEETS (USD $) In Thousands, unless otherwise specified	Mar. 31, 2013	Dec. 31, 2012
ASSETS
Cash and due from banks	$ 6,862	$ 10,038
Interest-bearing deposits in other banks	9,530	10,882
Total cash and cash equivalents	16,392	20,920
Investment securities available-for-sale	299,854	296,312
Investment securities held-to-maturity (estimated fair value 2013- $2,594; 2012 - $2,599)	2,556	2,561
Restricted securities at cost - available-for-sale	4,170	4,883
Loans, net of unearned income	428,410	432,896
Allowance for loan losses	(5,902)	(5,772)
Net loans	422,508	427,124
Premises and equipment, net	20,216	19,363
Accrued interest receivable	4,108	4,060
Cash surrender value of bank owned life insurance	20,042	19,869
Investment in real estate ventures	1,432	1,480
Goodwill	19,133	19,133
Core deposit intangible, net	600	668
Prepaid FDIC insurance	907	1,002
Foreclosed assets held for resale	95	468
Deferred income taxes	0	5
Other assets	2,672	2,118
TOTAL ASSETS	814,685	819,966
Deposits:
Non-interest bearing	84,807	76,418
Interest bearing	546,777	532,416
Total deposits	631,584	608,834
Short-term borrowings	14,265	55,069
Long-term borrowings	49,498	44,520
Accrued interest and other expenses	2,701	2,902
Deferred income taxes	4,111	4,612
Other liabilities	8,641	699
TOTAL LIABILITIES	710,800	716,636
STOCKHOLDERS' EQUITY
Preferred stock, par value $2.00 per share; authorized 1,000,000 shares in 2013 and 2012; issued 0 in 2013 and 2012	0	0
Common stock, par value $2.00 per share; authorized 20,000,000 shares in 2013 and 2012; issued 5,727,173 in 2013 and 5,717,400 in 2012	11,454	11,435
Surplus	30,956	30,725
Retained earnings	55,633	54,532
Accumulated other comprehensive income	11,732	12,528
Treasury stock, at cost, 237,183 shares in 2013 and 2012	(5,890)	(5,890)
TOTAL STOCKHOLDERS' EQUITY	103,885	103,330
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 814,685	$ 819,966