REGULATORY MATTERS (Tables)

12 Months Ended

Dec. 31, 2025

REGULATORY MATTERS

Schedule of compliance with regulatory capital requirements under banking regulations

(Dollars in thousands)					For Capital				Minimum Capital				To Be Well Capitalized
					Adequacy				Adequacy with				Under Prompt Corrective
	Actual				Purposes				Capital Buffer				Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio		Amount		Ratio
As of December 31, 2025:
Total Capital (to Risk-Weighted Assets)	$	161,898	16.12	%	$	80,353	8.00	%	$	105,463	10.50	%	$	100,441	10.00	%
Tier 1 Capital (to Risk-Weighted Assets)	$	152,396	15.17	%	$	60,265	6.00	%	$	85,375	8.50	%	$	80,353	8.00	%
Common Equity Tier 1 Capital (to Risk-Weighted Assets)	$	152,396	15.17	%	$	45,199	4.50	%	$	70,309	7.00	%	$	65,287	6.50	%
Tier 1 Capital (to Average Assets)	$	152,396	9.62	%	$	63,340	4.00	%	$	63,340	4.00	%	$	79,175	5.00	%

(Dollars in thousands)					For Capital				Minimum Capital				To Be Well Capitalized
					Adequacy				Adequacy with				Under Prompt Corrective
	Actual				Purposes				Capital Buffer				Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio		Amount		Ratio
As of December 31, 2024:
Total Capital (to Risk-Weighted Assets)	$	158,282	15.69	%	$	80,723	8.00	%	$	105,949	10.50	%	$	100,904	10.00	%
Tier 1 Capital (to Risk-Weighted Assets)	$	150,508	14.92	%	$	60,542	6.00	%	$	85,768	8.50	%	$	80,723	8.00	%
Common Equity Tier 1 Capital (to Risk-Weighted Assets)	$	150,508	14.92	%	$	45,407	4.50	%	$	70,633	7.00	%	$	65,588	6.50	%
Tier 1 Capital (to Average Assets)	$	150,508	10.24	%	$	58,811	4.00	%	$	58,811	4.00	%	$	73,513	5.00	%