SECURITIES (Tables)

12 Months Ended

Dec. 31, 2025

SECURITIES

Schedule of amortized cost, related estimated fair value, and unrealized gains and losses for debt securities classified as Available-For-Sale

	Debt Securities Available-for-Sale
(Dollars in thousands)			Gross		Gross
	Amortized		Unrealized		Unrealized		Basis		Fair
December 31, 2025:	Cost		Gains		Losses		Adjustment		Value
U.S. Treasury securities	$	7,941	$	—	$	(405)	$	—	$	7,536
Obligations of U.S. Government Agencies and Sponsored Agencies:
Mortgage-backed		185,140		919		(10,748)		940		176,251
Other		3,271		40		(17)		—		3,294
Other mortgage backed securities		37,572		45		(1,186)		—		36,431
Obligations of state and political subdivisions		82,919		30		(9,017)		993		74,925
Asset-backed securities		63,644		211		(362)		—		63,493
Corporate debt securities		34,418		383		(2,505)		—		32,296
Total	$	414,905	$	1,628	$	(24,240)	$	1,933	$	394,226

	Debt Securities Available-for-Sale
(Dollars in thousands)			Gross		Gross
	Amortized		Unrealized		Unrealized		Basis		Fair
December 31, 2024:	Cost		Gains		Losses		Adjustment		Value
U.S. Treasury securities	$	7,911	$	—	$	(760)	$	—	$	7,151
Obligations of U.S. Government Agencies and Sponsored Agencies:
Mortgage-backed		150,999		170		(14,583)		122		136,708
Other		5,080		78		(36)		—		5,122
Other mortgage backed securities		48,336		65		(2,128)		—		46,273
Obligations of state and political subdivisions		93,809		19		(10,718)		375		83,485
Asset-backed securities		74,006		263		(402)		—		73,867
Corporate debt securities		41,139		204		(3,661)		—		37,682
Total	$	421,280	$	799	$	(32,288)	$	497	$	390,288

Schedule of amortized cost and estimated fair value of debt securities, by contractual maturity

(Dollars in thousands)	Available-for-Sale
	Amortized
	Cost		Fair Value
1 year or less	$	4,394	$	4,386
Over 1 year through 5 years		24,656		24,046
Over 5 years through 10 years		57,165		53,194
Over 10 years		105,978		99,918
Mortgage-backed securities		222,712		212,682
Total	$	414,905	$	394,226

Schedule of holdings of securities from issuers in excess of ten percent of consolidated stockholders equity

(Dollars in thousands)
	Fair
December 31, 2025:	Value
Issuer
Sallie Mae Bank	$	23,354
Velocity Commercial Capital		19,551
Nelnet Student Loan Trust		13,169

(Dollars in thousands)
	Fair
December 31, 2024:	Value
Issuer
Sallie Mae Bank	$	26,187
Velocity Commercial Capital		23,334
Nelnet Student Loan Trust		15,008
Navient Student Loan Trust		10,726

Schedule of the gross unrealized losses and fair value of the Company's debt securities, aggregated by investment category

December 31, 2025

(Dollars in thousands)	Less Than 12 Months				12 Months or More				Total
	Fair		Unrealized		Fair		Unrealized		Fair		Unrealized
Available-for-Sale:	Value		Loss		Value		Loss		Value		Loss
U.S. Treasury securities	$	—	$	—	$	7,536	$	(405)	$	7,536	$	(405)
Obligations of U.S. Government Agencies and Sponsored Agencies:
Mortgage-backed		—		—		80,318		(10,748)		80,318		(10,748)
Other		—		—		1,223		(17)		1,223		(17)
Other mortgage-backed debt securities		2,428		(42)		27,130		(1,144)		29,558		(1,186)
Obligations of state and political subdivisions		—		—		71,413		(9,017)		71,413		(9,017)
Asset-backed securities		14,527		(36)		18,971		(326)		33,498		(362)
Corporate debt securities		500		(1)		24,197		(2,504)		24,697		(2,505)
Total	$	17,455	$	(79)	$	230,788	$	(24,161)	$	248,243	$	(24,240)

December 31, 2024

(Dollars in thousands)	Less Than 12 Months				12 Months or More				Total
	Fair		Unrealized		Fair		Unrealized		Fair		Unrealized
Available-for-Sale:	Value		Loss		Value		Loss		Value		Loss
U.S. Treasury securities	$	—	$	—	$	7,151	$	(760)	$	7,151	$	(760)
Obligations of U.S. Government Agencies and Sponsored Agencies:
Mortgage-backed		20,726		(575)		81,217		(14,008)		101,943		(14,583)
Other		—		—		1,927		(36)		1,927		(36)
Other mortgage-backed debt securities		21,700		(560)		19,001		(1,568)		40,701		(2,128)
Obligations of state and political subdivisions		243		(7)		79,684		(10,711)		79,927		(10,718)
Asset-backed securities		7,791		(33)		16,280		(369)		24,071		(402)
Corporate debt securities		7,209		(1,178)		25,594		(2,483)		32,803		(3,661)
Total	$	57,669	$	(2,353)	$	230,854	$	(29,935)	$	288,523	$	(32,288)

Schedule of realized gains and losses recognized in net income on equity securities

(Dollars in thousands)
	December 31, 2025		December 31, 2024
Net gains (losses) from market value fluctuations recognized during the period on equity securities	$	224	$	105
Less: Net gains recognized during the period on equity securities sold during the period		—		—
Net gains (losses) recognized during the reporting period on equity securities still held at the reporting date	$	224	$	105