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FAIR VALUE MEASUREMENTS - FV of Financial instruments., nonrecurring (Details) - USD ($)
$ in Thousands
9 Months Ended 12 Months Ended
Sep. 30, 2025
Dec. 31, 2024
FINANCIAL LIABILITIES:    
Accrued interest payable $ 3,175 $ 2,152
Derivative liabilities 4,409 1,463
Estimate of Fair Value Measurement | Fair Value Measurements, Nonrecurring | Fair Value, Inputs, Level 1, Level 2, and Level 3    
FINANCIAL ASSETS:    
Cash and due from banks 13,016 9,933
Interest-bearing deposits in other banks 134,239 7,321
Restricted investment in bank stocks 8,944 8,984
Net loans 955,958 929,302
Mortgage servicing rights 199 218
Accrued interest receivable 5,075 4,993
FINANCIAL LIABILITIES:    
Demand, savings and other deposits 677,320 677,762
Time deposits 514,494 366,772
Short-term borrowings 134,139 134,541
Long-term borrowings 107,367 107,728
Subordinated debentures 21,629 20,618
Accrued interest payable 3,175 2,152
Derivative liabilities 4,409 1,463
Estimate of Fair Value Measurement | Fair Value Measurements, Nonrecurring | Fair Value, Inputs, Level 1    
FINANCIAL ASSETS:    
Cash and due from banks 13,016 9,933
Interest-bearing deposits in other banks 0 0
Restricted investment in bank stocks 0 0
Net loans 0 0
Mortgage servicing rights 0 0
Accrued interest receivable 0 0
FINANCIAL LIABILITIES:    
Demand, savings and other deposits 0 0
Time deposits 0 0
Short-term borrowings 0 0
Long-term borrowings 0 0
Subordinated debentures 0 0
Accrued interest payable 0 0
Derivative liabilities 0 0
Estimate of Fair Value Measurement | Fair Value Measurements, Nonrecurring | Fair Value, Inputs, Level 2    
FINANCIAL ASSETS:    
Cash and due from banks 0 0
Interest-bearing deposits in other banks 134,239 7,321
Restricted investment in bank stocks 8,944 8,984
Net loans 0 0
Mortgage servicing rights 0 0
Accrued interest receivable 5,075 4,993
FINANCIAL LIABILITIES:    
Demand, savings and other deposits 677,320 677,762
Time deposits 514,494 366,772
Short-term borrowings 134,139 134,541
Long-term borrowings 107,367 107,728
Subordinated debentures 21,629 20,618
Accrued interest payable 3,175 2,152
Derivative liabilities 4,409 1,463
Estimate of Fair Value Measurement | Fair Value Measurements, Nonrecurring | Fair Value, Inputs, Level 3    
FINANCIAL ASSETS:    
Cash and due from banks 0 0
Interest-bearing deposits in other banks 0 0
Restricted investment in bank stocks 0 0
Net loans 955,958 929,302
Mortgage servicing rights 199 218
Accrued interest receivable 0 0
FINANCIAL LIABILITIES:    
Demand, savings and other deposits 0 0
Time deposits 0 0
Short-term borrowings 0 0
Long-term borrowings 0 0
Subordinated debentures 0 0
Accrued interest payable 0 0
Derivative liabilities 0 0
Reported Value Measurement | Fair Value Measurements, Nonrecurring    
FINANCIAL ASSETS:    
Cash and due from banks 13,016 9,933
Interest-bearing deposits in other banks 134,239 7,321
Restricted investment in bank stocks 8,944 8,984
Net loans 949,733 940,779
Mortgage servicing rights 199 218
Accrued interest receivable 5,075 4,993
FINANCIAL LIABILITIES:    
Demand, savings and other deposits 677,320 677,762
Time deposits 515,174 368,118
Short-term borrowings 132,856 134,426
Long-term borrowings 106,000 106,000
Subordinated debentures 25,000 25,000
Accrued interest payable 3,175 2,152
Derivative liabilities $ 4,409 $ 1,463