CONSOLIDATED STATEMENTS OF INCOME (LOSS) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2025	Sep. 30, 2024	Sep. 30, 2025	Sep. 30, 2024
INTEREST INCOME
Interest and fees on loans	$ 14,615,000	$ 13,116,000	$ 42,743,000	$ 37,507,000
Interest and dividend income on securities:
Taxable	4,069,000	4,515,000	11,816,000	13,522,000
Tax-exempt	238,000	279,000	712,000	831,000
Dividends	24,000	21,000	54,000	45,000
Dividend income on restricted investment in bank stocks	216,000	253,000	610,000	731,000
Interest on interest-bearing deposits in other banks	598,000	58,000	919,000	145,000
Total interest income	19,760,000	18,242,000	56,854,000	52,781,000
INTEREST EXPENSE
Interest on deposits	7,249,000	6,374,000	20,030,000	18,347,000
Interest on short-term borrowings	1,482,000	2,181,000	4,512,000	6,168,000
Interest on long-term borrowings	1,252,000	1,260,000	3,713,000	3,816,000
Interest on subordinated debt	273,000	273,000	820,000	820,000
Total interest expense	10,256,000	10,088,000	29,075,000	29,151,000
Net interest income	9,504,000	8,154,000	27,779,000	23,630,000
Provision for credit losses	255,000	718,000	769,000	1,492,000
Net interest income after provision for credit losses	9,249,000	7,436,000	27,010,000	22,138,000
NON-INTEREST INCOME
Increase in cash surrender value of life insurance	172,000	172,000	492,000	498,000
ATM fees and debit card income	577,000	574,000	1,696,000	1,656,000
Net gains on sales of mortgage loans	59,000	40,000	97,000	68,000
Net securities gains (losses)	109,000	146,000	128,000	(48,000)
Gains from life insurance proceeds			255,000
Other	80,000	95,000	239,000	227,000
Total non-interest income	1,906,000	1,860,000	5,463,000	4,825,000
NON-INTEREST EXPENSE
Salaries and employee benefits	4,073,000	4,375,000	13,006,000	13,082,000
Occupancy, net	560,000	536,000	1,732,000	1,637,000
Furniture and equipment expense	218,000	167,000	621,000	469,000
Computer expense	425,000	345,000	1,254,000	1,054,000
Professional services	407,000	346,000	1,159,000	1,245,000
Pennsylvania shares tax	352,000	314,000	840,000	764,000
FDIC insurance, net	303,000	271,000	916,000	677,000
ATM and debit card fees	321,000	245,000	874,000	725,000
Data processing fees	366,000	232,000	1,108,000	756,000
Advertising	97,000	155,000	340,000	422,000
Goodwill impairment			0	19,133,000
Other	880,000	834,000	3,062,000	2,667,000
Total non-interest expense	8,002,000	7,820,000	24,912,000	42,631,000
Income (loss) before income tax (benefit) expense	3,153,000	1,476,000	7,561,000	(15,668,000)
Income tax expense (benefit)	345,000	(31,000)	786,000	(178,000)
NET INCOME (LOSS)	$ 2,808,000	$ 1,507,000	$ 6,775,000	$ (15,490,000)
Net income (loss) per share:
Basic	$ 0.45	$ 0.25	$ 1.09	$ (2.52)
Diluted	0.45	0.25	1.09	(2.52)
Dividends per share	$ 0.28	$ 0.28	$ 0.84	$ 0.84
Trust department
NON-INTEREST INCOME
Non-interest customer contract revenue	$ 259,000	$ 240,000	$ 800,000	$ 738,000
Service charges and fees
NON-INTEREST INCOME
Non-interest customer contract revenue	$ 650,000	$ 593,000	$ 1,756,000	$ 1,686,000