COMMITMENTS AND CONTINGENCIES (Tables)

9 Months Ended

Sep. 30, 2025

COMMITMENTS AND CONTINGENCIES

Schedule of weighted-average term and discount rates for operating and leases

	September 30,	December 31,	September 30,	December 31,
	2025	2024	2025	2024
	Operating	Operating	Finance	Finance
Weighted-average term (years)	18.52	18.95	4.50	-
Weighted-average discount rate	4.17%	4.19%	4.31%	-%

Schedule of maturity analysis of operating lease liabilities and reconciliation of the undiscounted cash flows

(Dollars in thousands)
	September 30,		December 31,		September 30,		December 31,
		2025		2024		2025		2024
Minimum Lease Payments due:	Operating		Operating		Finance		Finance
Within one year	$	149	$	175	$	8	$	—
After one but within two years		150		140		9		—
After two but within three years		157		154		8		—
After three but within four years		157		157		9		—
After four but within five years		157		157		4		—
After five years		2,042		2,160		—		—
Total undiscounted cash flows		2,812		2,943		38		—
Discount on cash flows		(927)		(1,023)		(3)		—
Total lease liability	$	1,885	$	1,920	$	35	$	—

Schedule of maturity analysis of finance lease liabilities and reconciliation of the undiscounted cash flows

(Dollars in thousands)
	September 30,		December 31,		September 30,		December 31,
		2025		2024		2025		2024
Minimum Lease Payments due:	Operating		Operating		Finance		Finance
Within one year	$	149	$	175	$	8	$	—
After one but within two years		150		140		9		—
After two but within three years		157		154		8		—
After three but within four years		157		157		9		—
After four but within five years		157		157		4		—
After five years		2,042		2,160		—		—
Total undiscounted cash flows		2,812		2,943		38		—
Discount on cash flows		(927)		(1,023)		(3)		—
Total lease liability	$	1,885	$	1,920	$	35	$	—