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REGULATORY MATTERS (Details)
$ in Thousands
Dec. 31, 2024
USD ($)
Dec. 31, 2023
USD ($)
Total Capital (to Risk-Weighted Assets)    
Actual $ 158,282 $ 151,381
For capital adequacy purposes 80,723 77,247
Minimum capital adequacy with capital buffer 105,949 101,386
To be well capitalized under prompt corrective action provisions $ 100,904 $ 96,558
Total - Actual 0.1569 0.1568
For capital adequacy purposes 0.08 0.08
Total - Minimum capital adequacy with capital buffer 0.105 0.105
Total - To be well capitalized under prompt corrective action provisions 0.10 0.10
Tier 1 Capital (to Risk-Weighted Assets)    
Actual $ 150,508 $ 144,290
For capital adequacy purposes 60,542 57,935
Minimum capital adequacy with capital buffer 85,768 82,074
To be well capitalized under prompt corrective action provisions $ 80,723 $ 77,247
Tier 1 - Actual 0.1492 0.1494
Tier 1 - For capital adequacy purposes 0.06 0.06
Tier 1 - Minimum capital adequacy with capital buffer 0.085 0.085
Tier 1 - To be well capitalized under prompt corrective action provisions 0.08 0.08
Common Equity Tier 1 Capital (to Risk-Weighted Assets)    
Actual $ 150,508 $ 144,290
For capital adequacy purposes 45,407 43,451
Minimum Capital Adequacy With Capital Buffer 70,633 67,591
To be well capitalized under prompt corrective action provisions $ 65,588 $ 62,763
Common Equity Tier 1 - Actual 0.1492 0.1494
Common Equity Tier 1 - For Capital Adequacy Purposes 0.045 0.045
Common Equity Tier 1 - Minimum Capital Adequacy With Capital Buffer 0.07 0.07
Common Equity Tier 1 - To be well capitalized under prompt corrective action provisions 0.065 0.065
Tier 1 Capital (to Average Assets)    
Actual $ 150,508 $ 144,290
For capital adequacy purposes 58,811 55,615
Minimum capital adequacy with capital buffer 58,811 55,615
To be well capitalized under prompt corrective action provisions $ 73,513 $ 69,518
Actual 0.1024 0.1038
Tier 1 - For capital adequacy purposes 0.04 0.04
Tier 1 - Minimum capital adequacy with capital buffer 0.04 0.04
To be well capitalized under prompt corrective action provisions 0.05 0.05