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LOANS AND ALLOWANCE FOR CREDIT LOSSES (Details) - USD ($)
3 Months Ended 12 Months Ended
Dec. 31, 2024
Sep. 30, 2024
Dec. 31, 2024
Dec. 31, 2023
Loans        
Financing Receivable, Total $ 948,451,000   $ 948,451,000 $ 911,078,000
Loans, Net deferred loan fees and costs        
2024/2023 202,000   202,000 265,000
2023/2022 40,000   40,000 281,000
2022/2021 203,000   203,000 189,000
2021/2020 134,000   134,000 136,000
2020/2019 101,000   101,000 196,000
Prior 208,000   208,000 7,000
Loans and Leases Receivable, Deferred Income, Total 888,000   888,000 1,074,000
Loans, Total        
2024/2023 115,438,000   115,438,000 126,960,000
2023/2022 134,313,000   134,313,000 202,674,000
2022/2021 184,586,000   184,586,000 154,341,000
2021/2020 138,792,000   138,792,000 123,385,000
2020/2019 109,111,000   109,111,000 71,134,000
Prior 266,211,000   266,211,000 232,584,000
Financing Receivable, Total 948,451,000   948,451,000 911,078,000
Gross Charge Offs:        
2024/2023       2,000
2023/2022     15,000 23,000
2022/2021     29,000 13,000
2021/2020     31,000 2,000
2020/2019     8,000 4,000
Prior     855,000 13,000
Total Gross Charge Offs   $ 741,000 938,000 57,000
Pass        
Loans        
2024/2023 115,236,000   115,236,000 126,637,000
2023/2022 133,853,000   133,853,000 202,307,000
2022/2021 179,778,000   179,778,000 153,565,000
2021/2020 137,865,000   137,865,000 119,588,000
2020/2019 104,905,000   104,905,000 61,486,000
Prior 248,092,000   248,092,000 222,329,000
Financing Receivable, Total 919,729,000   919,729,000 885,912,000
Loans, Total        
Financing Receivable, Total 919,729,000   919,729,000 885,912,000
Special Mention        
Loans        
2024/2023       58,000
2022/2021 76,000   76,000  
2021/2020 225,000   225,000  
Prior 1,239,000   1,239,000  
Financing Receivable, Total 1,540,000   1,540,000 58,000
Loans, Total        
Financing Receivable, Total 1,540,000   1,540,000 58,000
Substandard        
Loans        
2023/2022 420,000   420,000 86,000
2022/2021 4,529,000   4,529,000 587,000
2021/2020 568,000   568,000 3,661,000
2020/2019 4,105,000   4,105,000 9,452,000
Prior 16,672,000   16,672,000 10,248,000
Financing Receivable, Total 26,294,000   26,294,000 24,034,000
Loans, Total        
Financing Receivable, Total 26,294,000   26,294,000 24,034,000
Real Estate        
Loans        
Financing Receivable, Total 851,801,000   851,801,000 811,493,000
Loans, Net deferred loan fees and costs        
2024/2023 76,000   76,000 130,000
2023/2022 (30,000)   (30,000) 176,000
2022/2021 133,000   133,000 153,000
2021/2020 123,000   123,000 116,000
2020/2019 93,000   93,000 (13,000)
Prior 13,000   13,000 8,000
Loans and Leases Receivable, Deferred Income, Total 408,000   408,000 570,000
Loans, Total        
2024/2023 103,810,000   103,810,000 110,949,000
2023/2022 114,824,000   114,824,000 186,991,000
2022/2021 172,128,000   172,128,000 133,464,000
2021/2020 120,322,000   120,322,000 113,815,000
2020/2019 105,934,000   105,934,000 63,982,000
Prior 234,783,000   234,783,000 202,292,000
Financing Receivable, Total 851,801,000   851,801,000 811,493,000
Gross Charge Offs:        
Prior     345,000  
Total Gross Charge Offs 67,000   345,000  
Real Estate | Pass        
Loans        
2024/2023 103,734,000   103,734,000 110,819,000
2023/2022 114,854,000   114,854,000 186,729,000
2022/2021 167,390,000   167,390,000 132,724,000
2021/2020 119,406,000   119,406,000 110,038,000
2020/2019 101,748,000   101,748,000 54,543,000
Prior 216,890,000   216,890,000 192,686,000
Financing Receivable, Total 824,022,000   824,022,000 787,539,000
Loans, Total        
Financing Receivable, Total 824,022,000   824,022,000 787,539,000
Real Estate | Special Mention        
Loans        
2022/2021 76,000   76,000  
2021/2020 225,000   225,000  
Prior 1,239,000   1,239,000  
Financing Receivable, Total 1,540,000   1,540,000  
Loans, Total        
Financing Receivable, Total 1,540,000   1,540,000  
Real Estate | Substandard        
Loans        
2023/2022       86,000
2022/2021 4,529,000   4,529,000 587,000
2021/2020 568,000   568,000 3,661,000
2020/2019 4,093,000   4,093,000 9,452,000
Prior 16,641,000   16,641,000 9,598,000
Financing Receivable, Total 25,831,000   25,831,000 23,384,000
Loans, Total        
Financing Receivable, Total 25,831,000   25,831,000 23,384,000
Agricultural        
Loans        
Financing Receivable, Total 939,000   939,000 671,000
Loans, Net deferred loan fees and costs        
2024/2023 2,000   2,000  
2023/2022 1,000   1,000 1,000
Loans and Leases Receivable, Deferred Income, Total 3,000   3,000 1,000
Loans, Total        
2024/2023 61,000   61,000  
2023/2022 224,000   224,000 60,000
2022/2021 43,000   43,000  
Prior 611,000   611,000 611,000
Financing Receivable, Total 939,000   939,000 671,000
Agricultural | Pass        
Loans        
2024/2023 59,000   59,000  
2023/2022 223,000   223,000 59,000
2022/2021 43,000   43,000  
Prior 611,000   611,000 611,000
Financing Receivable, Total 936,000   936,000 670,000
Loans, Total        
Financing Receivable, Total 936,000   936,000 670,000
Commercial and Industrial        
Loans        
Financing Receivable, Total 67,105,000   67,105,000 66,909,000
Loans, Net deferred loan fees and costs        
2024/2023 86,000   86,000 95,000
2023/2022 49,000   49,000 83,000
2022/2021 59,000   59,000 24,000
2021/2020 5,000   5,000 17,000
2020/2019 8,000   8,000 208,000
Prior 192,000   192,000 (1,000)
Loans and Leases Receivable, Deferred Income, Total 399,000   399,000 426,000
Loans, Total        
2024/2023 8,567,000   8,567,000 12,767,000
2023/2022 16,721,000   16,721,000 10,269,000
2022/2021 8,947,000   8,947,000 5,800,000
2021/2020 4,549,000   4,549,000 7,456,000
2020/2019 3,106,000   3,106,000 7,041,000
Prior 25,215,000   25,215,000 23,576,000
Financing Receivable, Total 67,105,000   67,105,000 66,909,000
Gross Charge Offs:        
2021/2020     20,000  
Prior     504,000  
Total Gross Charge Offs     524,000  
Commercial and Industrial | Pass        
Loans        
2024/2023 8,481,000   8,481,000 12,672,000
2023/2022 16,252,000   16,252,000 10,186,000
2022/2021 8,888,000   8,888,000 5,776,000
2021/2020 4,544,000   4,544,000 7,439,000
2020/2019 3,086,000   3,086,000 6,833,000
Prior 24,998,000   24,998,000 22,927,000
Financing Receivable, Total 66,249,000   66,249,000 65,833,000
Loans, Total        
Financing Receivable, Total 66,249,000   66,249,000 65,833,000
Commercial and Industrial | Substandard        
Loans        
2023/2022 420,000   420,000  
2020/2019 12,000   12,000  
Prior 25,000   25,000 650,000
Financing Receivable, Total 457,000   457,000 650,000
Loans, Total        
Financing Receivable, Total 457,000   457,000 650,000
Consumer        
Loans        
Financing Receivable, Total 6,459,000   6,459,000 5,824,000
Loans, Net deferred loan fees and costs        
2024/2023 38,000   38,000 38,000
2023/2022 18,000   18,000 20,000
2022/2021 10,000   10,000 8,000
2021/2020 3,000   3,000 2,000
2020/2019       1,000
Loans and Leases Receivable, Deferred Income, Total 69,000   69,000 69,000
Loans, Total        
2024/2023 3,000,000   3,000,000 2,511,000
2023/2022 1,310,000   1,310,000 1,258,000
2022/2021 728,000   728,000 934,000
2021/2020 580,000   580,000 208,000
2020/2019 71,000   71,000 111,000
Prior 770,000   770,000 802,000
Financing Receivable, Total 6,459,000   6,459,000 5,824,000
Gross Charge Offs:        
2024/2023       2,000
2023/2022     15,000 23,000
2022/2021     29,000 13,000
2021/2020     11,000 2,000
2020/2019     8,000 4,000
Prior     6,000 13,000
Total Gross Charge Offs     69,000 57,000
Consumer | Pass        
Loans        
2024/2023 2,962,000   2,962,000 2,415,000
2023/2022 1,292,000   1,292,000 1,238,000
2022/2021 718,000   718,000 926,000
2021/2020 577,000   577,000 206,000
2020/2019 71,000   71,000 110,000
Prior 764,000   764,000 802,000
Financing Receivable, Total 6,384,000   6,384,000 5,697,000
Loans, Total        
Financing Receivable, Total 6,384,000   6,384,000 5,697,000
Consumer | Special Mention        
Loans        
2024/2023       58,000
Financing Receivable, Total       58,000
Loans, Total        
Financing Receivable, Total       58,000
Consumer | Substandard        
Loans        
Prior 6,000   6,000  
Financing Receivable, Total 6,000   6,000  
Loans, Total        
Financing Receivable, Total 6,000   6,000  
State and Political Subdivisions        
Loans        
Financing Receivable, Total 22,147,000   22,147,000 26,181,000
Loans, Net deferred loan fees and costs        
2024/2023       2,000
2023/2022 2,000   2,000 1,000
2022/2021 1,000   1,000 4,000
2021/2020 3,000   3,000 1,000
Prior 3,000   3,000  
Loans and Leases Receivable, Deferred Income, Total 9,000   9,000 8,000
Loans, Total        
2024/2023       733,000
2023/2022 1,234,000   1,234,000 4,096,000
2022/2021 2,740,000   2,740,000 14,143,000
2021/2020 13,341,000   13,341,000 1,906,000
Prior 4,832,000   4,832,000 5,303,000
Financing Receivable, Total 22,147,000   22,147,000 26,181,000
State and Political Subdivisions | Pass        
Loans        
2024/2023       731,000
2023/2022 1,232,000   1,232,000 4,095,000
2022/2021 2,739,000   2,739,000 14,139,000
2021/2020 13,338,000   13,338,000 1,905,000
Prior 4,829,000   4,829,000 5,303,000
Financing Receivable, Total 22,138,000   22,138,000 26,173,000
Loans, Total        
Financing Receivable, Total $ 22,138,000   $ 22,138,000 $ 26,173,000