COMMITMENTS AND CONTINGENCIES (Tables)

12 Months Ended

Dec. 31, 2024

COMMITMENTS AND CONTINGENCIES

Schedule of weighted-average term and discount rates for operating and leases

	December 31,	December 31,
	2024	2023
Weighted-average term (years)	18.95	19.75
Weighted-average discount rate	4.19%	4.22%

Schedule of maturity analysis of operating lease liabilities and reconciliation of the undiscounted cash flows

(Dollars in thousands)
	December 31,		December 31,
Minimum Lease Payments due:	2024		2023
Within one year	$	175	$	175
After one but within two years		140		140
After two but within three years		154		140
After three but within four years		157		154
After four but within five years		157		157
After five years		2,160		2,317
Total undiscounted cash flows		2,943		3,083
Discount on cash flows		(1,023)		(1,107)
Total lease liability	$	1,920	$	1,976