DEPOSITS (Details) - USD ($)	Sep. 30, 2024	Dec. 31, 2023
DEPOSITS
Non-interest bearing demand	$ 212,037,000	$ 198,569,000
Interest bearing demand	279,287,000	275,472,000
Savings	196,286,000	212,280,000
Time certificates of deposits less than $250,000	294,468,000	259,841,000
Time certificates of deposits $250,000 or greater	36,197,000	33,185,000
Other time	1,634,000	1,092,000
Total deposits	$ 1,019,909,000	$ 980,439,000