CONSOLIDATED STATEMENTS OF INCOME - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
INTEREST INCOME
Interest and fees on loans	$ 13,116,000	$ 10,961,000	$ 37,507,000	$ 31,251,000
Interest and dividend income on securities:
Taxable	4,515,000	2,842,000	13,522,000	8,543,000
Tax-exempt	279,000	259,000	831,000	870,000
Dividends	21,000	20,000	45,000	44,000
Dividend income on restricted investment in bank stocks	253,000	151,000	731,000	477,000
Interest on interest-bearing deposits in other banks	58,000	4,000	145,000	10,000
Total interest income	18,242,000	14,237,000	52,781,000	41,195,000
INTEREST EXPENSE
Interest on deposits	6,374,000	4,656,000	18,347,000	11,540,000
Interest on short-term borrowings	2,181,000	2,299,000	6,168,000	6,648,000
Interest on long-term borrowings	1,260,000	125,000	3,816,000	391,000
Interest on subordinated debt	273,000	273,000	820,000	820,000
Total interest expense	10,088,000	7,353,000	29,151,000	19,399,000
Net interest income	8,154,000	6,884,000	23,630,000	21,796,000
Provision (credit) for credit losses	718,000	(370,000)	1,492,000	(336,000)
Net interest income after provision for credit losses	7,436,000	7,254,000	22,138,000	22,132,000
NON-INTEREST INCOME
Increase in cash surrender value of life insurance	172,000	157,000	498,000	459,000
ATM fees and debit card income	574,000	556,000	1,656,000	1,654,000
Net gains on sales of mortgage loans	40,000	10,000	68,000	44,000
Net securities gains (losses)	146,000	(87,000)	(48,000)	(212,000)
Other	95,000	53,000	227,000	161,000
Total non-interest income	1,860,000	1,476,000	4,825,000	4,467,000
NON-INTEREST EXPENSE
Salaries and employee benefits	4,375,000	4,020,000	13,082,000	12,139,000
Occupancy, net	536,000	524,000	1,637,000	1,611,000
Furniture and equipment expense	167,000	160,000	469,000	468,000
Computer expense	345,000	418,000	1,054,000	1,187,000
Professional services	346,000	336,000	1,245,000	1,117,000
Pennsylvania shares tax	314,000	189,000	764,000	671,000
FDIC insurance, net	271,000	175,000	677,000	529,000
ATM and debit card fees	245,000	283,000	725,000	868,000
Data processing fees	232,000	544,000	756,000	1,213,000
Advertising	155,000	152,000	422,000	380,000
Goodwill Impairment			19,133,000	0
Other	834,000	619,000	2,667,000	2,147,000
Total non-interest expense	7,820,000	7,420,000	42,631,000	22,330,000
Income (loss) before income tax expense (benefit)	1,476,000	1,310,000	(15,668,000)	4,269,000
Income tax (benefit) expense	(31,000)	27,000	(178,000)	490,000
NET INCOME (LOSS)	$ 1,507,000	$ 1,283,000	$ (15,490,000)	$ 3,779,000
Net income (loss) per share:
Basic	$ 0.25	$ 0.21	$ (2.52)	$ 0.62
Diluted	0.25	0.21	(2.52)	0.62
Dividends per share	$ 0.28	$ 0.28	$ 0.84	$ 0.84
Trust department
NON-INTEREST INCOME
Non-interest customer contract revenue	$ 240,000	$ 231,000	$ 738,000	$ 709,000
Service charges and fees
NON-INTEREST INCOME
Non-interest customer contract revenue	$ 593,000	$ 556,000	$ 1,686,000	$ 1,652,000