CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)	6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023
CASH FLOWS FROM OPERATING ACTIVITIES:
Net (loss) income	$ (16,997,000)	$ 2,496,000
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Provision for credit losses on loans	774,000	34,000
Provision for credit losses on unfunded commitments	29,000	45,000
Goodwill impairment	19,133,000	0
Depreciation and amortization	553,000	540,000
Net premium amortization on securities	285,000	799,000
Deferred income tax (benefit) expense	(357,000)	34,000
Common stock issued	855,000	856,000
Net gains on sales of mortgage loans	(28,000)	(34,000)
Proceeds from sales of mortgage loans originated for sale	1,599,000	1,121,000
Originations of mortgage loans originated for sale	(1,662,000)	(1,016,000)
Net securities losses	194,000	125,000
(Increase) decrease in accrued interest receivable	(127,000)	218,000
Increase in cash surrender value of bank owned life insurance	(326,000)	(302,000)
Net losses on disposals of premises and equipment	2,000	2,000
Decrease (increase) in other assets	201,000	(87,000)
Amortization of investment in low-income housing partnerships	409,000	106,000
Increase in accrued interest payable	875,000	608,000
Increase (decrease) increase in other liabilities	122,000	(5,188,000)
NET CASH PROVIDED BY OPERATING ACTIVITIES	5,534,000	357,000
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from sales of equity securities and debt securities available-for-sale	0	23,230,000
Proceeds from maturities and redemptions of debt securities available-for-sale	42,518,000	17,987,000
Purchases of debt securities available-for-sale	(58,439,000)	0
Net change in restricted investment in bank stocks	(608,000)	(1,481,000)
Net increase in loans	(11,337,000)	(12,873,000)
Purchase of premises and equipment	(576,000)	(1,251,000)
Purchase of investment in real estate venture	(10,000)	(1,834,000)
NET CASH (USED IN) PROVIDED BY INVESTING ACTIVITIES	(28,452,000)	23,778,000
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase (decrease) in deposits	3,770,000	(57,658,000)
Net increase in short-term borrowings	21,843,000	39,941,000
Repayment of finance lease obligations	0	(5,000)
Dividends paid	(3,437,000)	(3,376,000)
NET CASH PROVIDED BY (USED IN) FINANCING ACTIVITIES	22,176,000	(21,098,000)
(DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS	(742,000)	3,037,000
CASH AND CASH EQUIVALENTS, BEGINNING	17,013,000	10,738,000
CASH AND CASH EQUIVALENTS, ENDING	16,271,000	13,775,000
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION
Interest paid	18,188,000	11,438,000
Income taxes paid	0	209,000
SUPPLEMENTAL DISCLOSURE OF NON-CASH ACTIVITIES
Common stock subscription receivable	10,000	13,000
Right-of-use assets obtained in exchange for lease liabilities	$ 33,000	$ 33,000