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REGULATORY MATTERS (Details)
$ in Thousands
Dec. 31, 2023
USD ($)
Dec. 31, 2022
USD ($)
Total Capital (to Risk-Weighted Assets)    
Actual $ 151,381 $ 148,223
For capital adequacy purposes 77,247 73,429
Minimum capital adequacy with capital buffer 101,386 96,375
To be well capitalized under prompt corrective action provisions $ 96,558 $ 91,786
Total - Actual 0.1568 0.1615
For capital adequacy purposes 0.0800 0.0800
Total - Minimum capital adequacy with capital buffer 0.1050 0.1050
Total - To be well capitalized under prompt corrective action provisions 0.1000 0.1000
Tier 1 Capital (to Risk-Weighted Assets)    
Actual $ 144,290 $ 139,881
For capital adequacy purposes 57,935 55,071
Minimum capital adequacy with capital buffer 82,074 78,018
To be well capitalized under prompt corrective action provisions $ 77,247 $ 73,429
Tier 1 - Actual 0.1494 0.1524
Tier 1 - For capital adequacy purposes 0.0600 0.0600
Tier 1 - Minimum capital adequacy with capital buffer 0.0850 0.0850
Tier 1 - To be well capitalized under prompt corrective action provisions 0.0800 0.0800
Common Equity Tier 1 Capital (to Risk-Weighted Assets)    
Actual $ 144,290 $ 139,881
For capital adequacy purposes 43,451 41,304
Minimum Capital Adequacy With Capital Buffer 67,591 64,250
To be well capitalized under prompt corrective action provisions $ 62,763 $ 59,661
Common Equity Tier 1 - Actual 0.1494 0.1524
Common Equity Tier 1 - For Capital Adequacy Purposes 0.0450 0.0450
Common Equity Tier 1 - Minimum Capital Adequacy With Capital Buffer 0.0700 0.0700
Common Equity Tier 1 - To be well capitalized under prompt corrective action provisions 0.0650 0.0650
Tier 1 Capital (to Average Assets)    
Actual $ 144,290 $ 139,881
For capital adequacy purposes 55,615 53,908
Minimum capital adequacy with capital buffer 55,615 53,908
To be well capitalized under prompt corrective action provisions $ 69,518 $ 67,385
Actual 0.1038 0.1038
Tier 1 - For capital adequacy purposes 0.0400 0.0400
Tier 1 - Minimum capital adequacy with capital buffer 0.0400 0.0400
To be well capitalized under prompt corrective action provisions 0.0500 0.0500