XML 69 R56.htm IDEA: XBRL DOCUMENT v3.24.1
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Activity in allowance for credit losses (Details) - USD ($)
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Allowance, Beginning balance $ 8,274,000 $ 8,680,000
Charge-offs (57,000) (206,000)
Recoveries 44,000 64,000
(Credit) Provision (217,000) (264,000)
Allowance, Ending Balance 6,925,000 8,274,000
Total 911,078,000 858,469,000
Reserve For Unfunded Lending Commitments 166,000  
Ending Balance 911,078,000 858,469,000
Unfunded Loan Commitment    
Reserve For Unfunded Lending Commitments 166,000 68,000
Reserve For Unfunded Lending Commitments 166,000 68,000
Cumulative Effect, Period of Adoption, Adjusted Balance [Member]    
Allowance, Beginning balance 7,155,000  
Allowance, Ending Balance   7,155,000
Cumulative Effect, Period of Adoption, Adjustment [Member]    
Allowance, Beginning balance (1,119,000)  
Allowance, Ending Balance   (1,119,000)
Cumulative Effect, Period of Adoption, Adjustment [Member] | Unfunded Loan Commitment    
Reserve For Unfunded Lending Commitments 147,000  
Loans Individually Evaluated For Impairment [Member]    
Total 4,925,000 11,207,000
Ending Balance 4,925,000 11,207,000
Loans Collectively Evaluated For Impairment [Member]    
Allowance, Beginning balance 8,274,000  
Allowance, Ending Balance 6,925,000 8,274,000
Total 906,153,000 847,262,000
Ending Balance 906,153,000 847,262,000
Real Estate    
Allowance, Beginning balance 7,483,000  
Recoveries 37,000  
(Credit) Provision (264,000)  
Allowance, Ending Balance 6,539,000 7,483,000
Total 811,493,000 764,880,000
Reserve For Unfunded Lending Commitments 140,000  
Ending Balance 811,493,000 764,880,000
Real Estate | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]    
Allowance, Beginning balance 6,766,000  
Allowance, Ending Balance   6,766,000
Real Estate | Cumulative Effect, Period of Adoption, Adjustment [Member]    
Allowance, Beginning balance (717,000)  
Allowance, Ending Balance   (717,000)
Real Estate | Loans Individually Evaluated For Impairment [Member]    
Total 4,005,000  
Ending Balance 4,005,000  
Real Estate | Loans Collectively Evaluated For Impairment [Member]    
Allowance, Ending Balance 6,539,000  
Total 807,488,000  
Ending Balance 807,488,000  
Agricultural    
Allowance, Beginning balance 6,000  
(Credit) Provision (1,000)  
Allowance, Ending Balance 1,000 6,000
Total 671,000 860,000
Ending Balance 671,000 860,000
Agricultural | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]    
Allowance, Beginning balance 2,000  
Allowance, Ending Balance   2,000
Agricultural | Cumulative Effect, Period of Adoption, Adjustment [Member]    
Allowance, Beginning balance (4,000)  
Allowance, Ending Balance   (4,000)
Agricultural | Loans Individually Evaluated For Impairment [Member]    
Total 309,000  
Ending Balance 309,000  
Agricultural | Loans Collectively Evaluated For Impairment [Member]    
Allowance, Ending Balance 1,000  
Total 362,000  
Ending Balance 362,000  
Commercial and industrial    
Allowance, Beginning balance 704,000 681,000
Charge-offs   (158,000)
Recoveries   3,000
(Credit) Provision   178,000
Allowance, Ending Balance   704,000
Total   86,999,000
Ending Balance   86,999,000
Commercial and industrial | Loans Individually Evaluated For Impairment [Member]    
Total   973,000
Ending Balance   973,000
Commercial and industrial | Loans Collectively Evaluated For Impairment [Member]    
Allowance, Beginning balance 704,000  
Allowance, Ending Balance   704,000
Total   86,026,000
Ending Balance   86,026,000
Commercial and Industrial    
Allowance, Beginning balance 504,000  
Recoveries 2,000  
(Credit) Provision 20,000  
Allowance, Ending Balance 265,000 504,000
Total 66,909,000 56,077,000
Reserve For Unfunded Lending Commitments 25,000  
Ending Balance 66,909,000 56,077,000
Commercial and Industrial | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]    
Allowance, Beginning balance 243,000  
Allowance, Ending Balance   243,000
Commercial and Industrial | Cumulative Effect, Period of Adoption, Adjustment [Member]    
Allowance, Beginning balance (261,000)  
Allowance, Ending Balance   (261,000)
Commercial and Industrial | Loans Individually Evaluated For Impairment [Member]    
Total 611,000  
Ending Balance 611,000  
Commercial and Industrial | Loans Collectively Evaluated For Impairment [Member]    
Allowance, Ending Balance 265,000  
Total 66,298,000  
Ending Balance 66,298,000  
commercial real estate    
Allowance, Beginning balance 5,932,000 5,408,000
Charge-offs   (3,000)
Recoveries   40,000
(Credit) Provision   487,000
Allowance, Ending Balance   5,932,000
Total   611,549,000
Ending Balance   611,549,000
commercial real estate | Loans Individually Evaluated For Impairment [Member]    
Total   9,495,000
Ending Balance   9,495,000
commercial real estate | Loans Collectively Evaluated For Impairment [Member]    
Allowance, Beginning balance 5,932,000  
Allowance, Ending Balance   5,932,000
Total   602,054,000
Ending Balance   602,054,000
residential real estate    
Allowance, Beginning balance 1,557,000 1,539,000
Charge-offs   (12,000)
Recoveries   16,000
(Credit) Provision   14,000
Allowance, Ending Balance   1,557,000
Total   154,506,000
Ending Balance   154,506,000
residential real estate | Loans Individually Evaluated For Impairment [Member]    
Total   739,000
Ending Balance   739,000
residential real estate | Loans Collectively Evaluated For Impairment [Member]    
Allowance, Beginning balance 1,557,000  
Allowance, Ending Balance   1,557,000
Total   153,767,000
Ending Balance   153,767,000
Consumer    
Allowance, Beginning balance 84,000  
Charge-offs (57,000)  
Recoveries 5,000  
(Credit) Provision 35,000  
Allowance, Ending Balance 78,000 84,000
Total 5,824,000 5,707,000
Ending Balance 5,824,000 5,707,000
Consumer | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]    
Allowance, Beginning balance 95,000  
Allowance, Ending Balance   95,000
Consumer | Cumulative Effect, Period of Adoption, Adjustment [Member]    
Allowance, Beginning balance 11,000  
Allowance, Ending Balance   11,000
Consumer | Loans Collectively Evaluated For Impairment [Member]    
Allowance, Ending Balance 78,000  
Total 5,824,000  
Ending Balance 5,824,000  
Consumer    
Allowance, Beginning balance 81,000 84,000
Charge-offs   (33,000)
Recoveries   5,000
(Credit) Provision   25,000
Allowance, Ending Balance   81,000
Total   5,415,000
Ending Balance   5,415,000
Consumer | Loans Collectively Evaluated For Impairment [Member]    
Allowance, Beginning balance 81,000  
Allowance, Ending Balance   81,000
Total   5,415,000
Ending Balance   5,415,000
State and Political Subdivisions    
Allowance, Beginning balance 197,000  
(Credit) Provision (7,000)  
Allowance, Ending Balance 42,000 197,000
Total 26,181,000 30,945,000
Reserve For Unfunded Lending Commitments 1,000  
Ending Balance 26,181,000 30,945,000
State and Political Subdivisions | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]    
Allowance, Beginning balance 49,000  
Allowance, Ending Balance   49,000
State and Political Subdivisions | Cumulative Effect, Period of Adoption, Adjustment [Member]    
Allowance, Beginning balance (148,000)  
Allowance, Ending Balance   (148,000)
State and Political Subdivisions | Loans Collectively Evaluated For Impairment [Member]    
Allowance, Ending Balance 42,000  
Total 26,181,000  
Ending Balance $ 26,181,000  
Unallocated Financing Receivables    
Allowance, Beginning balance   968,000
(Credit) Provision   $ (968,000)