REGULATORY MATTERS (Tables)

12 Months Ended

Dec. 31, 2023

REGULATORY MATTERS

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

(Dollars in thousands)					For Capital				Minimum Capital				To Be Well Capitalized
					Adequacy				Adequacy with				Under Prompt Corrective
	Actual				Purposes				Capital Buffer				Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio		Amount		Ratio
As of December 31, 2023:
Total Capital (to Risk-Weighted Assets)	$	151,381	15.68	%	$	77,247	8.00	%	$	101,386	10.50	%	$	96,558	10.00	%
Tier 1 Capital (to Risk-Weighted Assets)	$	144,290	14.94	%	$	57,935	6.00	%	$	82,074	8.50	%	$	77,247	8.00	%
Common Equity Tier 1 Capital (to Risk-Weighted Assets)	$	144,290	14.94	%	$	43,451	4.50	%	$	67,591	7.00	%	$	62,763	6.50	%
Tier 1 Capital (to Average Assets)	$	144,290	10.38	%	$	55,615	4.00	%	$	55,615	4.00	%	$	69,518	5.00	%

(Dollars in thousands)					For Capital				Minimum Capital				To Be Well Capitalized
					Adequacy				Adequacy with				Under Prompt Corrective
	Actual				Purposes				Capital Buffer				Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio		Amount		Ratio
As of December 31, 2022:
Total Capital (to Risk-Weighted Assets)	$	148,223	16.15	%	$	73,429	8.00	%	$	96,375	10.50	%	$	91,786	10.00	%
Tier 1 Capital (to Risk-Weighted Assets)	$	139,881	15.24	%	$	55,071	6.00	%	$	78,018	8.50	%	$	73,429	8.00	%
Common Equity Tier 1 Capital (to Risk-Weighted Assets)	$	139,881	15.24	%	$	41,304	4.50	%	$	64,250	7.00	%	$	59,661	6.50	%
Tier 1 Capital (to Average Assets)	$	139,881	10.38	%	$	53,908	4.00	%	$	53,908	4.00	%	$	67,385	5.00	%