XML 61 R51.htm IDEA: XBRL DOCUMENT v3.23.3
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Additional Information (Details)
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2023
USD ($)
Sep. 30, 2022
USD ($)
loan
contract
Sep. 30, 2023
USD ($)
Sep. 30, 2022
USD ($)
loan
contract
Dec. 31, 2022
USD ($)
Loans Receivable Held-for-sale, Amount $ 0   $ 0   $ 71,000
Loans transferred from held for sale portfolio     $ 0 $ 7,900,000  
Maximum loan to value ratio with PMI 95.00%   95.00%    
Loan Payments, Delinquency Period, Beyond Which Loans are Considered Past Due     10 days    
Loan Payments, Delinquency Period, at which time Delinquency Notice is Automatically Generated     10 or 15 days    
Loan Payments, Delinquency Period, Beyond Which Loans are Considered Non-Accrual     90 days    
Accrued interest exclude from the amortized cost basis of loans $ 2,239,000   $ 2,239,000    
Reserve For Unfunded Lending Commitments 233,000   233,000    
Transfer of Loans Held-for-sale to Portfolio Loans     0 7,900,000  
Foreclosed Assets Held For Resale 0   0   0
Consumer Mortgage Loans Secured by Residential Real Estate in Process of Foreclosure 138,000   138,000   41,000
Financing Receivable, Modifications, Recorded Investment   $ 7,589,000   7,589,000 7,480,000
Financing Receivable, Modifications, Unfunded Commitments       0  
Modified value of TDR   $ 143,000   $ 515,000  
Number of contracts   1   2  
Impaired Financing Receivable Related Allowance Attributable to TDR         0
Impaired Financing Receivable, Interest Income, Accrual Method 6,000 $ 75,000 18,000 $ 222,000  
Impaired Financing Receivable Interest Income Non-accrual Method 0 0 0 0  
Financing Receivable, Modifications, Post-Modification Recorded Investment   $ 143,000   $ 515,000  
Unfunded Loan Commitment          
Reserve For Unfunded Lending Commitments 233,000   233,000   $ 68,000
Payment Modification          
Number of contracts | loan   1   2  
Commercial and Industrial          
Reserve For Unfunded Lending Commitments 25,000   25,000    
Financing Receivable Modification Not In Compliance Of Terms       $ 670,000  
Impaired Financing Receivable, Interest Income, Accrual Method   $ 4,000   $ 9,000  
Commercial and Industrial | GGLs          
Government Guaranteed Loans. 4,501,000   4,501,000    
Commercial and industrial          
Number of TDRs not in compliance with restructure | contract   3   3  
Political Subdivision Loans          
Tax free loans $ 27,012,000   $ 27,012,000    
Commercial Real Estate          
Modified value of TDR   $ 143,000   $ 515,000  
Number of contracts   1   2  
Financing Receivable Modification Not In Compliance Of Terms       $ 107,000  
Number of TDRs not in compliance with restructure | contract   4   4  
Impaired Financing Receivable, Interest Income, Accrual Method   $ 71,000   $ 213,000  
Financing Receivable, Modifications, Post-Modification Recorded Investment   $ 143,000   $ 515,000  
Number of loans modified as troubled debt restructuring within previous 12 months, with subsequent payment default | loan       0  
Commercial Real Estate | Maximum          
Term of loan offering     20 years    
Maximum loan to value ratio     80.00%    
Commercial Real Estate | Payment Modification          
Number of contracts | loan   1   2  
Residential Real Estate | Maximum          
Term of loan offering     20 years    
Residential Real Estate | Home Equity Term Loans | Maximum          
Term of loan offering     15 years    
Residential Real Estate | Residential Mortgage | Originated For Resale          
Loans held for sale term 30 years   30 years    
Residential Real Estate | Residential Mortgage | Originated For Resale | Maximum          
Term of loan offering     30 years    
Maximum loan to value ratio     80.00%    
Residential Real Estate | Home Equity Loan | Maximum          
Maximum loan to value ratio     80.00%    
Residential Real Estate | Home Equity Line of Credit | Maximum          
Maximum loan to value ratio     80.00%    
Residential Real Estate | Home Equity Line of Credit | Home Equity Term Loans | Maximum          
Term of loan offering     20 years    
Agricultural | Maximum          
Term of loan offering     10 years    
Maximum loan to value ratio     70.00%