CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
INTEREST INCOME
Interest and fees on loans	$ 10,961	$ 8,986	$ 31,251	$ 25,648
Interest and dividend income on securities:
Taxable	2,842	1,960	8,543	5,247
Tax-exempt	259	842	870	2,527
Dividends	20	19	44	43
Dividend income on restricted investment in bank stocks	151	88	477	158
Interest on interest-bearing deposits in other banks	4	2	10	14
Total interest income	14,237	11,897	41,195	33,637
INTEREST EXPENSE
Interest on deposits	4,656	1,350	11,540	2,741
Interest on short-term borrowings	2,299	620	6,648	830
Interest on long-term borrowings	125	135	391	493
Interest on subordinated debt	273	273	820	817
Total interest expense	7,353	2,378	19,399	4,881
Net interest income	6,884	9,519	21,796	28,756
(Credit) provision for credit losses	(370)	219	(336)	656
Net interest income after (credit) provision for credit losses	7,254	9,300	22,132	28,100
NON-INTEREST INCOME
Trust department	231	236	709	754
Service charges and fees	556	573	1,652	1,631
Increase in cash surrender value of life insurance	157	151	459	447
ATM fees and debit card income	556	531	1,654	1,598
Net gains (losses) on sales of mortgage loans	10	(4)	44	(38)
Net securities losses	(87)	(50)	(212)	(181)
Other	53	56	161	185
Total non-interest income	1,476	1,493	4,467	4,396
NON-INTEREST EXPENSE
Salaries and employee benefits	4,020	3,677	12,139	10,693
Occupancy, net	524	467	1,611	1,437
Furniture and equipment expense	160	137	468	439
Computer expense	418	373	1,187	1,101
Professional services	336	295	1,117	963
Pennsylvania shares tax	189	312	671	960
FDIC insurance, net	175	116	529	373
ATM and debit card fees	283	274	868	644
Data processing fees	544	205	1,213	714
Advertising	152	96	380	286
Other	619	759	2,147	2,212
Total non-interest expense	7,420	6,711	22,330	19,822
Income before income tax expense	1,310	4,082	4,269	12,674
Income tax expense	27	578	490	1,805
NET INCOME	$ 1,283	$ 3,504	$ 3,779	$ 10,869
Net income per share:
Basic	$ 0.21	$ 0.58	$ 0.62	$ 1.82
Diluted	0.21	0.58	0.62	1.82
Dividends per share	$ 0.28	$ 0.28	$ 0.84	$ 0.84