DEPOSITS (Details) - USD ($)	Jun. 30, 2023	Dec. 31, 2022
DEPOSITS
Non-interest bearing demand	$ 220,519,000	$ 231,754,000
Interest bearing demand	280,929,000	335,559,000
Savings	225,631,000	260,086,000
Time certificates of deposits less than $250,000	179,202,000	151,575,000
Time certificates of deposits $250,000 or greater	28,044,000	13,400,000
Other time	1,516,000	1,125,000
Total deposits	$ 935,841,000	$ 993,499,000