DEPOSITS (Details) - USD ($)	Mar. 31, 2023	Dec. 31, 2022
DEPOSITS
Non-interest bearing demand	$ 229,621,000	$ 231,754,000
Interest bearing demand	284,281,000	335,559,000
Savings	234,946,000	260,086,000
Time certificates of deposits less than $250,000	173,287,000	151,575,000
Time certificates of deposits $250,000 or greater	24,454,000	13,400,000
Other time	1,326,000	1,125,000
Total deposits	$ 947,915,000	$ 993,499,000