CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
INTEREST INCOME
Interest and fees on loans	$ 9,911	$ 8,176
Interest and dividend income on securities:
Taxable	2,868	1,571
Tax-exempt	350	836
Dividends	12	13
Dividend income on restricted investment in bank stocks	164	21
Interest on interest-bearing deposits in other banks	2	12
Total interest income	13,307	10,629
INTEREST EXPENSE
Interest on deposits	3,051	685
Interest on short-term borrowings	2,047	28
Interest on long-term borrowings	132	190
Interest on subordinated debt	273	270
Total interest expense	5,503	1,173
Net interest income	7,804	9,456
Provision for credit losses	0	219
Net interest income after (credit) provision for loan losses	7,804	9,237
NON-INTEREST INCOME
Trust department	230	250
Service charges and fees	525	509
Increase in cash surrender value of life insurance	149	148
ATM fees and debit card income	532	509
Net (losses) gains on sales of mortgage loans	17	(34)
Net securities (losses) gains	(56)	(63)
Other	55	70
Total non-interest income	1,452	1,389
NON-INTEREST EXPENSE
Salaries and employee benefits	4,386	3,554
Occupancy, net	528	492
Furniture and equipment expense	152	155
Computer expense	363	370
Professional services	435	298
Pennsylvania shares tax	241	324
FDIC insurance, net	176	137
ATM and debit card fees	307	128
Data processing fees	312	258
Advertising	74	72
Other	779	728
Total non-interest expense	7,753	6,516
Income before income tax expense	1,503	4,110
Income tax expense	146	567
NET INCOME	$ 1,357	$ 3,543
Net income per share:
Basic	$ 0.23	$ 0.60
Diluted	0.23	0.60
Dividends per share	$ 0.28	$ 0.28