CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 14,024,000	$ 14,688,000
Adjustments to reconcile net income to net cash provided by operating activities:
(Credit) provision for loan losses	(264,000)	860,000
Depreciation and amortization	1,056,000	1,038,000
Net premium amortization on securities	3,008,000	2,930,000
Deferred income tax expense (benefit)	114,000	(111,000)
Net losses (gains) on sales of mortgage loans	7,000	(980,000)
Proceeds from sales of mortgage loans originated for sale	5,678,000	30,721,000
Originations of mortgage loans originated for sale	(7,846,000)	(32,125,000)
Net securities losses (gains)	846,000	(323,000)
(Increase) decrease in accrued interest receivable	(30,000)	183,000
Increase in cash surrender value of bank owned life insurance	(597,000)	(598,000)
Net losses on disposals of premises and equipment	16,000	4,000
Increase in other assets	(342,000)	(1,554,000)
Amortization of investment in low-income housing partnerships	225,000	371,000
Increase (decrease) in accrued interest payable	312,000	(154,000)
Increase in other liabilities	321,000	305,000
NET CASH PROVIDED BY OPERATING ACTIVITIES	16,528,000	15,255,000
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from sales of equity securities and debt securities available-for-sale	58,845,000	6,000
Proceeds from maturities and redemptions of debt securities available-for-sale	51,943,000	55,318,000
Purchases of debt securities available-for-sale	(91,493,000)	(136,138,000)
Net decrease in time deposits with other banks	247,000	0
Net change in restricted investment in bank stocks	(5,217,000)	328,000
Net increase in loans	(103,609,000)	(29,960,000)
Purchase of premises and equipment	(1,892,000)	(492,000)
Purchase of investment in real estate venture	(2,458,000)	(435,000)
Proceeds from sales of foreclosed assets held for resale	0	28,000
NET CASH USED IN INVESTING ACTIVITIES	(93,634,000)	(111,345,000)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net (decrease) increase in deposits	(84,470,000)	140,481,000
Net increase in short-term borrowings	126,041,000	7,883,000
Repayment of finance lease obligations	(10,000)	(10,000)
Repayment of long-term borrowings	(10,000,000)	(10,000,000)
Common stock issued	1,635,000	1,511,000
Dividends paid	(6,690,000)	(6,617,000)
NET CASH PROVIDED BY FINANCING ACTIVITIES	26,506,000	133,248,000
(DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS	(50,600,000)	37,158,000
CASH AND CASH EQUIVALENTS, BEGINNING	61,338,000	24,180,000
CASH AND CASH EQUIVALENTS, ENDING	10,738,000	61,338,000
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION
Interest paid	8,601,000	5,302,000
Income taxes paid	2,289,000	2,489,000
SUPPLEMENTAL DISCLOSURE OF NON-CASH ACTIVITIES
Purchased securities settling after year-end	5,434,000	0
Loans transferred from held for sale to held for investment portfolio	(7,900,000)	(12,044,000)
Common stock subscription receivable	8,000	13,000
Right-of-use assets obtained in exchange for lease liabilities	$ 598,000	$ 33,000