DEPOSITS (Details) - USD ($)	Dec. 31, 2022	Dec. 31, 2021
DEPOSITS
Non-interest bearing demand	$ 231,754,000	$ 249,040,000
Interest bearing demand	335,559,000	395,033,000
Savings	260,086,000	260,804,000
Time certificates of deposits less than $250,000	151,575,000	158,914,000
Time certificates of deposits $250,000 or greater	13,400,000	13,030,000
Other time	1,125,000	1,148,000
Total deposits	$ 993,499,000	$ 1,077,969,000