FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK AND CONCENTRATIONS OF CREDIT RISK (Tables)

12 Months Ended

Dec. 31, 2022

FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK AND CONCENTRATIONS OF CREDIT RISK

Schedule of Financial instruments whose contract amounts representing credit risk

The contract or notional amounts at December 31, 2022 and 2021 were as follows:

(Dollars in thousands)
	December 31, 2022		December 31, 2021
Financial instruments whose contract amounts represent credit risk:
Commitments to extend credit	$	121,938	$	142,335
Financial standby letters of credit	$	2,124	$	2,000
Performance standby letters of credit	$	3,472	$	3,727