CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
INTEREST INCOME
Interest and fees on loans	$ 35,372	$ 32,860
Interest and dividend income on securities:
Taxable	7,394	5,578
Tax-exempt	3,312	3,372
Dividends	55	62
Dividend income on restricted investment in bank stocks	264	96
Interest on interest-bearing deposits in other banks	16	80
Total interest income	46,413	42,048
INTEREST EXPENSE
Interest on deposits	5,259	3,144
Interest on short-term borrowings	1,935	93
Interest on long-term borrowings	628	817
Interest on subordinated debt	1,091	1,094
Total interest expense	8,913	5,148
Net interest income	37,500	36,900
(Credit) provision for loan losses	(264)	860
Net interest income after (credit) provision for loan losses	37,764	36,040
NON-INTEREST INCOME
Trust department	975	1,008
Service charges and fees	2,193	1,914
Increase in cash surrender value of life insurance	597	598
ATM fees and debit card income	2,146	2,183
Net (losses) gains on sales of mortgage loans	(7)	980
Net securities (losses) gains	(846)	323
Other	273	317
Total non-interest income	5,331	7,323
NON-INTEREST EXPENSE
Salaries and employee benefits	14,554	14,148
Occupancy, net	1,936	1,885
Furniture and equipment expense	594	570
Computer expense	1,493	1,220
Professional services	1,270	1,050
Pennsylvania shares tax	1,238	1,202
FDIC insurance, net	490	423
ATM and debit card fees	899	1,091
Data processing fees	915	1,200
Foreclosed assets held for resale expense, net	0	3
Advertising	389	407
Other	2,999	3,155
Total non-interest expense	26,777	26,354
Income before income tax expense	16,318	17,009
Income tax expense	2,294	2,321
NET INCOME	$ 14,024	$ 14,688
Net income per share:
Basic	$ 2.35	$ 2.49
Diluted	2.35	2.49
Dividends per share	$ 1.12	$ 1.12