CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 10,869,000	$ 11,506,000
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	656,000	455,000
Depreciation and amortization	792,000	775,000
Net premium amortization on securities	2,346,000	2,124,000
Deferred income tax benefit	(164,000)	(101,000)
Net losses (gains) on sales of mortgage loans	38,000	(801,000)
Proceeds from sales of mortgage loans originated for sale	4,426,000	24,820,000
Originations of mortgage loans originated for sale	(7,245,000)	(26,203,000)
Net securities losses (gains)	181,000	(165,000)
(Increase) decrease in accrued interest receivable	(118,000)	261,000
Increase in cash surrender value of bank owned life insurance	(447,000)	(448,000)
Net losses on disposals of premises and equipment	11,000	3,000
Increase in other assets	(85,000)	(1,422,000)
Amortization of investment in low-income housing partnerships	173,000	278,000
Increase in accrued interest payable	322,000	135,000
(Decrease) increase in other liabilities	(363,000)	44,000
NET CASH PROVIDED BY OPERATING ACTIVITIES	11,392,000	11,261,000
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from sales of equity securities and debt securities available-for-sale	170,000	6,000
Proceeds from maturities and redemptions of debt securities available-for-sale	36,400,000	42,974,000
Purchases of debt securities available-for-sale	(38,324,000)	(116,522,000)
Net decrease in time deposits with other banks	247,000
Net change in restricted investment in bank stocks	(2,489,000)	(57,000)
Net increase in loans	(90,178,000)	(34,091,000)
Purchase of premises and equipment	(445,000)	(308,000)
Purchase of investment in real estate venture	(1,548,000)
Proceeds from sales of foreclosed assets held for resale		28,000
NET CASH USED IN INVESTING ACTIVITIES	(96,167,000)	(107,970,000)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net (decrease) increase in deposits	(19,660,000)	208,016,000
Net increase in short-term borrowings	67,371,000	10,359,000
Repayment of finance lease obligations	(7,000)	(7,000)
Repayment of long-term borrowings	(10,000,000)	(10,000,000)
Common stock issued	1,222,000	1,106,000
Dividends paid	(5,009,000)	(4,897,000)
NET CASH PROVIDED BY FINANCING ACTIVITIES	33,917,000	204,577,000
(DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS	(50,858,000)	107,868,000
CASH AND CASH EQUIVALENTS, BEGINNING	61,338,000	24,180,000
CASH AND CASH EQUIVALENTS, ENDING	10,480,000	132,048,000
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION
Interest paid	4,559,000	3,741,000
Income taxes paid	1,486,000	1,949,000
SUPPLEMENTAL DISCLOSURE OF NON-CASH ACTIVITIES
Loans transferred from held for sale to held for investment portfolio	(7,900,000)
Common stock subscription receivable	16,000	19,000
Right-of-use assets obtained in exchange for lease liabilities	$ 35,000	$ 33,000