DEPOSITS (Details) - USD ($)	Sep. 30, 2022	Dec. 31, 2021
DEPOSITS
Non-interest bearing demand	$ 251,894,000	$ 249,040,000
Interest bearing demand	373,604,000	395,033,000
Savings	273,769,000	260,804,000
Time certificates of deposits less than $250,000	146,943,000	158,914,000
Time certificates of deposits $250,000 or greater	10,362,000	13,030,000
Other time	1,737,000	1,148,000
Total deposits	$ 1,058,309,000	$ 1,077,969,000