CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
INTEREST INCOME
Interest and fees on loans	$ 8,986	$ 8,331	$ 25,648	$ 24,474
Interest and dividend income on securities:
Taxable	1,960	1,455	5,247	4,055
Tax-exempt	842	854	2,527	2,556
Dividends	19	25	43	49
Dividend income on restricted investment in bank stocks	88	20	158	73
Interest on interest-bearing deposits in other banks	2	31	14	43
Total interest income	11,897	10,716	33,637	31,250
INTEREST EXPENSE
Interest on deposits	1,350	790	2,741	2,368
Interest on short-term borrowings	620	25	830	65
Interest on long-term borrowings	135	195	493	623
Interest on subordinated debt	273	273	817	820
Total interest expense	2,378	1,283	4,881	3,876
Net interest income	9,519	9,433	28,756	27,374
Provision for loan losses	219	185	656	455
Net interest income after provision for loan losses	9,300	9,248	28,100	26,919
NON-INTEREST INCOME
Trust department	236	243	754	761
Service charges and fees	573	496	1,631	1,352
Increase in cash surrender value of life insurance	151	149	447	448
ATM fees and debit card income	531	555	1,598	1,639
Net (losses) gains on sales of mortgage loans	(4)	139	(38)	801
Net securities (losses) gains	(50)	22	(181)	165
Other	56	93	185	271
Total non-interest income	1,493	1,697	4,396	5,437
NON-INTEREST EXPENSE
Salaries and employee benefits	3,677	3,303	10,693	10,064
Occupancy, net	467	448	1,437	1,428
Furniture and equipment expense	137	150	439	430
Computer expense	373	315	1,101	900
Professional services	295	244	963	776
Pennsylvania shares tax	312	309	960	935
FDIC insurance, net	116	103	373	310
ATM and debit card fees	274	281	644	764
Data processing fees	205	295	714	912
Foreclosed assets held for resale expense, net				3
Advertising	96	101	286	282
Other	759	718	2,212	2,207
Total non-interest expense	6,711	6,267	19,822	19,011
Income before income tax expense	4,082	4,678	12,674	13,345
Income tax expense	578	655	1,805	1,839
NET INCOME	$ 3,504	$ 4,023	$ 10,869	$ 11,506
Net income per share:
Basic	$ 0.58	$ 0.68	$ 1.82	$ 1.95
Diluted	0.58	0.68	1.82	1.95
Dividends per share	$ 0.28	$ 0.28	$ 0.84	$ 0.83