CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 3,543,000	$ 3,878,000
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	219,000	135,000
Depreciation and amortization	261,000	255,000
Net premium amortization on securities	838,000	658,000
Deferred income tax expense (benefit)	41,000	(147,000)
Net losses (gains) on sales of mortgage loans	34,000	(354,000)
Proceeds from sales of mortgage loans originated for sale	4,429,000	9,381,000
Originations of mortgage loans originated for sale	(3,201,000)	(11,365,000)
Net securities losses (gains)	63,000	(115,000)
Decrease in accrued interest receivable	40,000	186,000
Increase in cash surrender value of bank owned life insurance	(148,000)	(149,000)
Net losses on disposals of premises and equipment	8,000	1,000
Increase in other assets	(655,000)	(889,000)
Amortization of investment in low-income housing partnerships	68,000	93,000
Increase in accrued interest payable	255,000	232,000
(Decrease) increase in other liabilities	(347,000)	433,000
NET CASH PROVIDED BY OPERATING ACTIVITIES	5,448,000	2,233,000
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from maturities and redemptions of debt securities available-for-sale	14,635,000	14,300,000
Purchases of debt securities available-for-sale	(34,314,000)	(40,987,000)
Net decrease in time deposits with other banks	247,000
Net change in restricted investment in bank stocks	(1,130,000)	200,000
Net increase in loans	(27,411,000)	(62,000)
Purchase of premises and equipment	(97,000)	(13,000)
Proceeds from sales of foreclosed assets held for resale		28,000
NET CASH USED IN INVESTING ACTIVITIES	(48,070,000)	(26,534,000)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net (decrease) increase in deposits	(32,492,000)	40,369,000
Net increase in short-term borrowings	24,954,000	2,929,000
Repayment of finance lease obligations	(2,000)	(2,000)
Repayment of long-term borrowings		(5,000,000)
Common stock issued	388,000	366,000
Dividends paid	(1,665,000)	(1,647,000)
NET CASH (USED IN) PROVIDED BY FINANCING ACTIVITIES	(8,817,000)	37,015,000
(DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS	(51,439,000)	12,714,000
CASH AND CASH EQUIVALENTS, BEGINNING	61,338,000	24,180,000
CASH AND CASH EQUIVALENTS, ENDING	9,899,000	36,894,000
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION
Interest paid	918,000	1,073,000
SUPPLEMENTAL DISCLOSURE OF NON-CASH ACTIVITIES
Common stock subscription receivable	16,000	17,000
Right-of-use assets obtained in exchange for lease liabilities	$ 35,000	$ 33,000