DEPOSITS (Details) - USD ($)	Mar. 31, 2022	Dec. 31, 2021
DEPOSITS
Non-interest bearing demand	$ 241,600,000	$ 249,040,000
Interest bearing demand	367,113,000	395,033,000
Savings	270,095,000	260,804,000
Time certificates of deposits less than $250,000	152,770,000	158,914,000
Time certificates of deposits $250,000 or greater	12,527,000	13,030,000
Other time	1,372,000	1,148,000
Total deposits	$ 1,045,477,000	$ 1,077,969,000