CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
INTEREST INCOME
Interest and fees on loans	$ 8,176	$ 8,154
Interest and dividend income on securities:
Taxable	1,571	1,240
Tax-exempt	836	840
Dividends	13	12
Dividend income on restricted investment in bank stocks	21	26
Interest on interest-bearing deposits in other banks	12	3
Total interest income	10,629	10,275
INTEREST EXPENSE
Interest on deposits	685	795
Interest on short-term borrowings	28	20
Interest on long-term borrowings	190	217
Interest on subordinated debt	270	273
Total interest expense	1,173	1,305
Net interest income	9,456	8,970
Provision for loan losses	219	135
Net interest income after provision for loan losses	9,237	8,835
NON-INTEREST INCOME
Trust department	250	253
Service charges and fees	509	375
Increase in cash surrender value of life insurance	148	149
ATM fees and debit card income	509	516
(Losses) gains on sales of mortgage loans	(34)	354
Net securities (losses) gains	(63)	115
Other	70	113
Total non-interest income	1,389	1,875
NON-INTEREST EXPENSE
Salaries and employee benefits	3,554	3,300
Occupancy, net	492	497
Furniture and equipment expense	155	138
Computer expense	370	270
Professional services	298	259
Pennsylvania shares tax	324	313
FDIC insurance, net	137	87
ATM and debit card fees	128	200
Data processing fees	258	294
Foreclosed assets held for resale expense, net		3
Advertising	72	72
Other	728	764
Total non-interest expense	6,516	6,197
Income before income tax expense	4,110	4,513
Income tax expense	567	635
NET INCOME	$ 3,543	$ 3,878
Net income per share:
Basic	$ 0.60	$ 0.66
Diluted	0.60	0.66
Dividends per share	$ 0.28	$ 0.28