Unearned discounts (other than cash or quantity discounts and the like), finance charges, and interest included in the face amount of receivables, that are shown as a deduction from the related receivables. For example, 1) finance charges booked as a receivable when a loan is made and recognized as income at a later date; and 2) interest charges deducted from the face loan amount, resulting in a discounted amount actually advanced to the borrower (wherein the receivable includes the amount actually advanced to the borrower and the as yet unearned interest income).

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Amount of deferred interest and fee income, unamortized costs incurred to originate loans and leases, unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of acquired loans. Excludes amounts for loans and leases covered under loss sharing agreements.

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LOANS AND ALLOWANCE FOR LOAN LOSSES (Details) - USD ($)	Mar. 31, 2022	Dec. 31, 2021	Mar. 31, 2021
Financing Receivable, Recorded Investment [Line Items]
Add (deduct): Unearned discount	$ 0	$ 0
Net deferred loan fees and costs	1,141,000	785,000
Total loans	779,028,000	752,841,000	$ 722,989,000
Government Guaranteed Loans
Financing Receivable, Recorded Investment [Line Items]
Loans	5,326,000	3,829,000
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	753,796,000	727,319,000
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	2,319,000	1,668,000
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	21,772,000	23,069,000
Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Commercial and Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Net deferred loan fees and costs	384,000	169,000
Total loans	81,831,000	82,526,000	91,296,000
Commercial and Industrial [Member] \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	80,673,000	81,561,000
Commercial and Industrial [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	774,000	796,000
Commercial Real Estate
Financing Receivable, Recorded Investment [Line Items]
Net deferred loan fees and costs	856,000	743,000
Total loans	549,921,000	521,654,000	472,989,000
Commercial Real Estate \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	527,228,000	498,565,000
Commercial Real Estate \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	1,762,000	1,098,000
Commercial Real Estate \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	20,075,000	21,248,000
Residential Real Estate
Financing Receivable, Recorded Investment [Line Items]
Net deferred loan fees and costs	(161,000)	(190,000)
Total loans	141,990,000	143,383,000	153,627,000
Residential Real Estate \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	140,717,000	141,983,000
Residential Real Estate \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	511,000	570,000
Residential Real Estate \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	923,000	1,020,000
Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Net deferred loan fees and costs	62,000	63,000
Total loans	5,286,000	5,278,000	$ 5,077,000
Consumer [Member] \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	5,178,000	5,210,000
Consumer [Member] \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	$ 46,000
Consumer [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans		$ 5,000