Schedule of the allowance for loan losses, by loan class

The activity in the allowance for loan losses, by loan class, is summarized below for the periods indicated.


(Dollars in thousands)	Commercial		Commercial		Residential
	and Industrial		Real Estate		Real Estate		Consumer		Unallocated		Total
As of and for the three months ended March 31, 2022:
Allowance for Loan Losses:
Beginning balance	$	681	$	5,408	$	1,539	$	84	$	968	$	8,680
Charge-offs		—		—		—		(2)		—		(2)
Recoveries		1		38		1		—		—		40
Credit (provision)		(17)		313		(2)		(4)		(71)		219
Ending Balance	$	665	$	5,759	$	1,538	$	78	$	897	$	8,937
Ending balance: individually
evaluated for impairment	$	—	$	—	$	—	$	—	$	—	$	—
Ending balance: collectively
evaluated for impairment	$	665	$	5,759	$	1,538	$	78	$	897	$	8,937

Loans Receivable:
Ending Balance	$	81,831	$	549,921	$	141,990	$	5,286	$	—	$	779,028
Ending balance: individually
evaluated for impairment	$	1,005	$	11,519	$	849	$	—	$	—	$	13,373
Ending balance: collectively
evaluated for impairment	$	80,826	$	538,402	$	141,141	$	5,286	$	—	$	765,655


(Dollars in thousands)	Commercial		Commercial		Residential
	and Industrial		Real Estate		Real Estate		Consumer		Unallocated		Total
As of and for the three months ended March 31, 2021:
Allowance for Loan Losses:
Beginning balance	$	787	$	4,762	$	1,643	$	94	$	647	$	7,933
Charge-offs		(13)		—		—		(10)		—		(23)
Recoveries		—		—		—		2		—		2
Provision (credit)		16		24		(37)		7		125		135
Ending Balance	$	790	$	4,786	$	1,606	$	93	$	772	$	8,047
Ending balance: individually
evaluated for impairment	$	—	$	5	$	—	$	—	$	—	$	5
Ending balance: collectively
evaluated for impairment	$	790	$	4,781	$	1,606	$	93	$	772	$	8,042

Loans Receivable:
Ending Balance	$	91,296	$	472,989	$	153,627	$	5,077	$	—	$	722,989
Ending balance: individually
evaluated for impairment	$	1,059	$	13,049	$	1,257	$	—	$	—	$	15,365
Ending balance: collectively
evaluated for impairment	$	90,237	$	459,940	$	152,370	$	5,077	$	—	$	707,624


(Dollars in thousands)	Commercial		Commercial		Residential
	and Industrial		Real Estate		Real Estate		Consumer		Unallocated		Total
As of and for the year ended December 31, 2021:
Allowance for Loan Losses:
Beginning balance	$	787	$	4,762	$	1,643	$	94	$	647	$	7,933
Charge-offs		(13)		(29)		(80)		(36)		—		(158)
Recoveries		—		30		4		11		—		45
Provision (credit)		(93)		645		(28)		15		321		860
Ending Balance	$	681	$	5,408	$	1,539	$	84	$	968	$	8,680
Ending balance: individually
evaluated for impairment	$	—	$	—	$	—	$	—	$	—	$	—
Ending balance: collectively
evaluated for impairment	$	681	$	5,408	$	1,539	$	84	$	968	$	8,680

Loans Receivable:
Ending Balance	$	82,526	$	521,654	$	143,383	$	5,278	$	—	$	752,841
Ending balance: individually
evaluated for impairment	$	1,017	$	11,803	$	853	$	—	$	—	$	13,673
Ending balance: collectively
evaluated for impairment	$	81,509	$	509,851	$	142,530	$	5,278	$	—	$	739,168

Schedule of the loan modifications categorized as TDRs


(Dollars in thousands)	For the Three Months Ended March 31, 2021
		Pre-Modification		Post-Modification
		Outstanding		Outstanding
	Number of	Recorded		Recorded		Recorded
	Contracts	Investment		Investment		Investment
Commercial Real Estate	3	$	301	$	301	$	301
Total	3	$	301	$	301	$	301

Schedule of information related to loan modifications


(Dollars in thousands)	Commercial and			Commercial			Residential
	Industrial			Real Estate			Real Estate			Consumer			Total
		Recorded			Recorded			Recorded			Recorded			Recorded
	Count	Investment		Count	Investment		Count	Investment		Count	Investment		Count	Investment
Balance at December 31, 2021	—	$	—	1	$	9,423	—	$	—	—	$	—	1	$	9,423
Additional modifications granted for the three months ended March 31, 2022	—		—	—		—	—		—	—		—	—		—
Section 4013 CARES Act modifications returned to normal payment status during the three months ended March 31, 2022 (a)	—		—	(1)		(9,423)	—		—	—		—	(1)		(9,423)
Principal payments net of draws on active deferred loans for the three months ended March 31, 2022 (b)	N/A		—	N/A		—	N/A		—	N/A		—	N/A		—
Balance at March 31, 2022	—	$	—	—	$	—	—	$	—	—	$	—	—	$	—

Percent of Total Section 4013 CARES Act Modifications as of March 31, 2022			0.00%			0.00%			0.00%			0.00%			0.00%
Percent of Total Section 4013 CARES Act Modifications to Total Loans as of March 31, 2022			0.00%			0.00%			0.00%			0.00%			0.00%
Subsequent modifications granted during the three months ended March 31, 2022 for active deferred loans outstanding as of March 31, 2022	—	$	—	—	$	—	—	$	—	—	$	—	—	$	—

(a) Includes payments made prior to return to normal payment status during the three month period

(b) Draws include those made on lines of credit and other loans contractually allowing draws of principal. No construction loans have experienced a Section 4013 CARES Act modification at the dates indicated.

Schedule of total non-performing assets


(Dollars in thousands)	March 31,		December 31,
	2022		2021
Commercial and Industrial	$	696	$	708
Commercial Real Estate		5,485		5,519
Residential Real Estate		837		839
Total non-accrual loans		7,018		7,066
Foreclosed assets held for resale		—		—
Loans past-due 90 days or more and still accruing interest		—		—
Total non-performing assets	$	7,018	$	7,066