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REGULATORY MATTERS (Details)
$ in Thousands
Dec. 31, 2021
USD ($)
Dec. 31, 2020
USD ($)
Total Capital (to Risk-Weighted Assets)    
Actual $ 139,811 $ 129,704
For capital adequacy purposes 67,484 60,842
Minimum capital adequacy with capital buffer 88,572 79,856
To be well capitalized under prompt corrective action provisions $ 84,355 $ 76,053
Total - Actual 16.57 17.05
For capital adequacy purposes 8.00 8.00
Total - Minimum capital adequacy with capital buffer 10.50% 10.50%
Total - To be well capitalized under prompt corrective action provisions 10.00 10.00
Tier 1 Capital (to Risk-Weighted Assets)    
Actual $ 130,954 $ 121,642
For capital adequacy purposes 50,613 45,632
Minimum capital adequacy with capital buffer 71,701 64,645
To be well capitalized under prompt corrective action provisions $ 67,484 $ 60,842
Tier 1 - Actual 15.52 15.99
Tier 1 - For capital adequacy purposes 6.00 6.00
Tier 1 - Minimum capital adequacy with capital buffer 8.50% 8.50%
Tier 1 - To be well capitalized under prompt corrective action provisions 8.00 8.00
Common Equity Tier 1 Capital (to Risk-Weighted Assets)    
Actual $ 130,954 $ 121,642
For capital adequacy purposes 37,960 34,224
Minimum Capital Adequacy With Capital Buffer 59,048 53,237
To be well capitalized under prompt corrective action provisions $ 54,831 $ 49,434
Common Equity Tier 1 - Actual 15.52 15.99
Common Equity Tier 1 - For Capital Adequacy Purposes 4.50 4.50
Common Equity Tier 1 - Minimum Capital Adequacy With Capital Buffer 7.00% 7.00%
Common Equity Tier 1 - To be well capitalized under prompt corrective action provisions 6.50 6.50
Tier 1 Capital (to Average Assets)    
Actual $ 130,954 $ 121,642
For capital adequacy purposes 51,638 45,006
Minimum capital adequacy with capital buffer 51,638 45,006
To be well capitalized under prompt corrective action provisions $ 64,548 $ 56,258
Actual 10.14 10.81
Tier 1 - For capital adequacy purposes 4.00 4.00
Tier 1 - Minimum capital adequacy with capital buffer 4.00% 4.00%
To be well capitalized under prompt corrective action provisions 5.00 5.00