REGULATORY MATTERS (Details) $ in Thousands	Dec. 31, 2020 USD ($)	Dec. 31, 2019 USD ($)
Total Capital (to Risk-Weighted Assets)
Actual	$ 129,704	$ 100,193
For capital adequacy purposes	60,842	55,168
To be well capitalized under prompt corrective action provisions	76,053	68,961
Minimum capital adequacy with capital buffer	$ 79,856	$ 72,409
Total - Actual	17.05	14.53
For capital adequacy purposes	8.00	8.00
Total - To be well capitalized under prompt corrective action provisions	10.00	10.00
Total - Minimum capital adequacy with capital buffer	10.50%	10.50%
Tier 1 Capital (to Risk-Weighted Assets)
Actual	$ 121,642	$ 93,063
For capital adequacy purposes	45,632	41,376
To be well capitalized under prompt corrective action provisions	60,842	55,168
Minimum capital adequacy with capital buffer	$ 64,645	$ 58,617
Tier 1 - Actual	15.99	13.50
Tier 1 - For capital adequacy purposes	6.00	6.00
Tier 1 - To be well capitalized under prompt corrective action provisions	8.00	8.00
Tier 1 - Minimum capital adequacy with capital buffer	8.50%	8.50%
Common Equity Tier 1 Capital (to Risk-Weighted Assets)
Actual	$ 121,642	$ 93,063
For capital adequacy purposes	34,224	31,032
To be well capitalized under prompt corrective action provisions	49,434	44,824
Minimum Capital Adequacy With Capital Buffer	$ 53,237	$ 48,272
Common Equity Tier 1 - Actual	15.99	13.50
Common Equity Tier 1 - For Capital Adequacy Purposes	4.50	4.50
Common Equity Tier 1 - To be well capitalized under prompt corrective action provisions	6.50	6.50
Common Equity Tier 1 - Minimum Capital Adequacy With Capital Buffer	7.00%	7.00%
Tier 1 Capital (to Average Assets)
Actual	$ 121,642	$ 93,063
For capital adequacy purposes	45,006	39,531
Minimum capital adequacy with capital buffer	45,006	39,531
To be well capitalized under prompt corrective action provisions	$ 56,258	$ 49,414
Actual	10.81	9.42
Tier 1 - For capital adequacy purposes	4.00	4.00
Tier 1 - Minimum capital adequacy with capital buffer	4.00%	4.00%
To be well capitalized under prompt corrective action provisions	5.00	5.00