CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
INTEREST INCOME
Interest and fees on loans	$ 31,530	$ 29,445
Interest and dividend income on securities:
Taxable	4,742	5,288
Tax-exempt	3,019	3,211
Dividends	50	49
Dividend income on restricted investment in bank stocks	210	496
Interest on interest-bearing deposits in other banks	16	38
Total interest income	39,567	38,527
INTEREST EXPENSE
Interest on deposits	4,946	6,650
Interest on short-term borrowings	359	2,655
Interest on long-term borrowings	991	938
Interest on subordinated debt	64	0
Total interest expense	6,360	10,243
Net interest income	33,207	28,284
Provision for loan losses	1,200	450
Net interest income after provision for loan losses	32,007	27,834
NON-INTEREST INCOME
Trust department	995	971
Service charges and fees	1,693	2,224
Increase in cash surrender value of life insurance	611	620
ATM fees and debit card income	1,849	1,650
Gains on sales of mortgage loans	604	277
Net securities (losses) gains	(58)	911
Other	318	276
Total non-interest income	6,012	6,929
NON-INTEREST EXPENSE
Salaries and employee benefits	13,687	12,457
Occupancy, net	2,009	1,819
Furniture and equipment expense	590	574
Computer expense	990	1,115
Professional services	981	932
Pennsylvania shares tax	867	766
FDIC insurance, net	168	137
ATM and debit card fees	906	892
Data processing fees	1,166	1,111
Foreclosed assets held for resale expense, net	50	295
Advertising	354	613
Other	2,837	2,711
Total non-interest expense	24,605	23,422
Income before income tax expense	13,414	11,341
Income tax expense	1,577	1,114
NET INCOME	$ 11,837	$ 10,227
Net income per share:
Basic	$ 2.03	$ 1.77
Diluted	2.03	1.77
Dividends per share	$ 1.08	$ 1.08