DEPOSITS (Details) - USD ($)	Sep. 30, 2020	Dec. 31, 2019
DEPOSITS
Non-interest bearing demand	$ 201,896,000	$ 134,648,000
Interest bearing demand	313,563,000	218,847,000
Savings	204,093,000	173,069,000
Time certificates of deposits less than $250,000	181,364,000	210,916,000
Time certificates of deposits $250,000 or greater	16,525,000	23,006,000
Other time deposits	1,778,000	1,142,000
Total deposits	$ 919,219,000	$ 761,628,000