Unearned discounts (other than cash or quantity discounts and the like), finance charges, and interest included in the face amount of receivables, that are shown as a deduction from the related receivables. For example, 1) finance charges booked as a receivable when a loan is made and recognized as income at a later date; and 2) interest charges deducted from the face loan amount, resulting in a discounted amount actually advanced to the borrower (wherein the receivable includes the amount actually advanced to the borrower and the as yet unearned interest income).

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Amount of deferred interest and fee income, unamortized costs incurred to originate loans and leases, unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of acquired loans. Excludes amounts for loans and leases covered under loss sharing agreements.

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Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

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Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.

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LOANS AND ALLOWANCE FOR LOAN LOSSES (Details) - USD ($)	Sep. 30, 2020	Dec. 31, 2019	Sep. 30, 2019
Financing Receivable, Recorded Investment [Line Items]
Add (deduct): Unearned discount	$ 0	$ 0
Net deferred loan fees and costs	512,000	1,373,000
Total loans	704,040,000	647,732,000	$ 631,185,000
Government Guaranteed Loans
Financing Receivable, Recorded Investment [Line Items]
Loans	5,215,000	6,150,000
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	679,800,000	631,472,000
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	11,774,000	1,146,000
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	11,954,000	13,741,000
Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Commercial and Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Add (deduct): Unearned discount	0	0
Net deferred loan fees and costs	(220,000)	643,000
Total loans	100,297,000	86,712,000	85,738,000
Commercial and Industrial [Member] \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	99,534,000	84,999,000
Commercial and Industrial [Member] \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	66,000	2,000
Commercial and Industrial [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	917,000	1,068,000
Commercial and Industrial [Member] \| Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Add (deduct): Unearned discount	0	0
Net deferred loan fees and costs	760,000	757,000
Total loans	441,095,000	395,801,000	379,665,000
Commercial Real Estate [Member] \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	418,965,000	382,510,000
Commercial Real Estate [Member] \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	11,543,000	944,000
Commercial Real Estate [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	9,827,000	11,590,000
Commercial Real Estate [Member] \| Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Residential Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Add (deduct): Unearned discount	0	0
Net deferred loan fees and costs	(103,000)	(116,000)
Total loans	157,539,000	159,350,000	159,897,000
Residential Real Estate [Member] \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	156,286,000	158,301,000
Residential Real Estate [Member] \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	153,000	117,000
Residential Real Estate [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	1,203,000	1,048,000
Residential Real Estate [Member] \| Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Add (deduct): Unearned discount	0	0
Net deferred loan fees and costs	75,000	89,000
Total loans	5,109,000	5,869,000	$ 5,885,000
Consumer [Member] \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	5,015,000	5,662,000
Consumer [Member] \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	12,000	83,000
Consumer [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	7,000	35,000
Consumer [Member] \| Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	$ 0	$ 0