Schedule of the allowance for loan losses, by loan class


(Dollars in thousands)	Commercial		Commercial		Residential
	and Industrial		Real Estate		Real Estate		Consumer		Unallocated		Total
As of and for the three month period ended September 30, 2020:
Allowance for Loan Losses:
Beginning balance	$	823	$	4,215	$	1,608	$	106	$	582	$	7,334
Charge-offs		(15)		(16)		(13)		(13)		—		(57)
Recoveries		4		—		—		4		—		8
Provision (credit)		22		266		37		4		(35)		294
Ending Balance	$	834	$	4,465	$	1,632	$	101	$	547	$	7,579


(Dollars in thousands)	Commercial		Commercial		Residential
	and Industrial		Real Estate		Real Estate		Consumer		Unallocated		Total
As of and for the nine months ended September 30, 2020:
Allowance for Loan Losses:
Beginning balance	$	634	$	4,116	$	1,665	$	114	$	476	$	7,005
Charge-offs		(39)		(31)		(13)		(35)		—		(118)
Recoveries		4		—		—		6		—		10
Provision (credit)		235		380		(20)		16		71		682
Ending Balance	$	834	$	4,465	$	1,632	$	101	$	547	$	7,579
Ending balance: individually
evaluated for impairment	$	—	$	1	$	1	$	—	$	—	$	2
Ending balance: collectively
evaluated for impairment	$	834	$	4,464	$	1,631	$	101	$	547	$	7,577

Loans Receivable:
Ending Balance	$	100,297	$	441,095	$	157,539	$	5,109	$	—	$	704,040
Ending balance: individually
evaluated for impairment	$	1,101	$	11,775	$	1,096	$	—	$	—	$	13,972
Ending balance: collectively
evaluated for impairment	$	99,196	$	429,320	$	156,443	$	5,109	$	—	$	690,068


(Dollars in thousands)	Commercial		Commercial		Residential
	and Industrial		Real Estate		Real Estate		Consumer		Unallocated		Total
As of and for the three month period ended September 30, 2019:
Allowance for Loan Losses:
Beginning balance	$	643	$	3,899	$	1,641	$	111	$	478	$	6,772
Charge-offs		—		—		(16)		(18)		—		(34)
Recoveries		5		—		—		2		—		7
Provision (credit)		(18)		150		16		15		12		175
Ending Balance	$	630	$	4,049	$	1,641	$	110	$	490	$	6,920


(Dollars in thousands)	Commercial		Commercial		Residential
	and Industrial		Real Estate		Real Estate		Consumer		Unallocated		Total
As of and for the nine months ended September 30, 2019:
Allowance for Loan Losses:
Beginning balance	$	724	$	3,700	$	1,650	$	117	$	554	$	6,745
Charge-offs		—		(64)		(44)		(43)		—		(151)
Recoveries		6		—		2		5		—		13
Provision (credit)		(100)		413		33		31		(64)		313
Ending Balance	$	630	$	4,049	$	1,641	$	110	$	490	$	6,920
Ending balance: individually
evaluated for impairment	$	—	$	1	$	—	$	—	$	—	$	1
Ending balance: collectively
evaluated for impairment	$	630	$	4,048	$	1,641	$	110	$	490	$	6,919

Loans Receivable:
Ending Balance	$	85,738	$	379,665	$	159,897	$	5,885	$	—	$	631,185
Ending balance: individually
evaluated for impairment	$	1,095	$	11,264	$	805	$	—	$	—	$	13,164
Ending balance: collectively
evaluated for impairment	$	84,643	$	368,401	$	159,092	$	5,885	$	—	$	618,021


(Dollars in thousands)	Commercial		Commercial		Residential
	and Industrial		Real Estate		Real Estate		Consumer		Unallocated		Total
As of and for the year ended December 31, 2019
Allowance for Loan Losses:
Beginning balance	$	724	$	3,700	$	1,650	$	117	$	554	$	6,745
Charge-offs		—		(64)		(69)		(71)		—		(204)
Recoveries		6		—		2		6		—		14
Provision (credit)		(96)		480		82		62		(78)		450
Ending Balance	$	634	$	4,116	$	1,665	$	114	$	476	$	7,005
Ending balance: individually
evaluated for impairment	$	—	$	1	$	—	$	—	$	—	$	1
Ending balance: collectively
evaluated for impairment	$	634	$	4,115	$	1,665	$	114	$	476	$	7,004

Loans Receivable:
Ending Balance	$	86,712	$	395,801	$	159,350	$	5,869	$	—	$	647,732
Ending balance: individually
evaluated for impairment	$	1,084	$	11,158	$	712	$	—	$	—	$	12,954
Ending balance: collectively
evaluated for impairment	$	85,628	$	384,643	$	158,638	$	5,869	$	—	$	634,778

Schedule of the loan modifications categorized as TDRs


(Dollars in thousands)	For the Three Months Ended September 30, 2020
		Pre-Modification		Post-Modification
		Outstanding		Outstanding
	Number of	Recorded		Recorded		Recorded
	Contracts	Investment		Investment		Investment
Commercial and Industrial	2	$	42	$	42	$	42
Commercial Real Estate	2		324		324		324
Total	4	$	366	$	366	$	366


(Dollars in thousands)	For the Nine Months Ended September 30, 2020
		Pre-Modification		Post-Modification
		Outstanding		Outstanding
	Number of	Recorded		Recorded		Recorded
	Contracts	Investment		Investment		Investment
Commercial and Industrial	2	$	42	$	42	$	42
Commercial Real Estate	5		483		483		483
Total	7	$	525	$	525	$	525

Schedule of information related to loan modifications


(Dollars in thousands)	Commercial and			Commercial			Residential
	Industrial			Real Estate			Real Estate			Consumer			Total
		Recorded			Recorded			Recorded			Recorded			Recorded
	Count	Investment		Count	Investment		Count	Investment		Count	Investment		Count	Investment
Balance at June 30, 2020	66	$	11,540	325	$	143,886	81	$	8,143	18	$	126	490	$	163,695
Additional modifications granted for the three months ended September 30,2020	3		654	9		2,130	2		641	-		-	14		3,425
Section 4013 CARES Act modifications returned to normal payment status (a)	(28)		(4,943)	(192)		(79,525)	(77)		(7,291)	(18)		(126)	(315)		(91,885)
Principal payments net of draws on active deferred loans for the three months ended September 30, 2020 (b)	N/A		-	N/A		(299)	N/A		(1)	N/A		-	N/A		(300)
Balance at September 30, 2020	41	$	7,251	142	$	66,192	6	$	1,492	—	$	—	189	$	74,935

Percent of Total Section 4013 CARES Act modifications			9.68%			88.33%			1.99%			0.00%			100.00%
Percent of Total Section 4013 CARES Act modifications to Total Loans			1.03%			9.40%			0.21%			0.00%			10.64%

Subsequent modifications granted for active deferred loans	2	$	170	24	$	17,220	-	$	-	-	$	-	26	$	17,390

(a) Includes payments made prior to return to normal payment status during the quarter ended September 30, 2020

(b) Draws include those made on lines of credit and other loans contractually allowing draws of principal. No construction loans have experienced a Section 4013 CARES Act modification at the dates indicated

Schedule of total non-performing assets


(Dollars in thousands)	September 30,		December 31,
	2020		2019
Commercial and Industrial	$	751	$	—
Commercial Real Estate		5,012		3,697
Residential Real Estate		1,077		691
Total non-accrual loans		6,840		4,388
Foreclosed assets held for resale		88		119
Loans past-due 90 days or more and still accruing interest		542		100
Total non-performing assets	$	7,470	$	4,607